Join ASB and get six months of extra benefits, including no transaction fees and an interest-free arranged overdraft.
ASB bank accounts & cards
Find the bank account, debit card or credit card that you’re after. With ASB, you’ve got a wide range of choice.
ASB ID app
If you're new to ASB, or we've asked for proof of ID, you can now use our ASB ID app. It reads your current eligible e-passport, takes a scan of your face selfie-style, and could save you a trip to a branch.
Everyday accounts
Omni
Open an everyday account with one fee type for electronic transactions, another for manual transactions and no monthly base fee.
Streamline account
The most cost-effective option if you prefer doing your day-to-day banking electronically - online and on the move.
Headstart
Open an all-in-one account for those under 18 years old. It earns interest and has no transaction or monthly fees.
Unlimited
Open an everyday account with a simple monthly fee for unlimited transactions.
ASB Foreign Currency Account
Hold foreign currency on-call or as a term deposit. Convert your money into New Zealand dollars when you're ready.
Savings accounts
Savings On Call
Open a savings account where your money is on call and earns a higher interest rate when you have higher amounts saved.
Savings Plus
Open a savings account that rewards you with a bonus interest rate for not making withdrawals.
Student and graduate packages
Tertiary package
Apply for a student or apprentice package with no base or transaction fees, an interest-free overdraft and free fries from McDonald’s®.
Graduate package
Apply for a two year package after you graduate or qualify. This package includes no base or transaction fees, an interest-free overdraft and more.
Job starter’s package
Apply for a Job starter’s package if you’re 18-20 years old, and enjoy extra benefits like no transaction fees and an interest-free overdraft.
Other options
Overdraft
Apply for an arranged overdraft for those times you need some extra flexibility or cash.
Term deposit
Open a term deposit and earn a competitive interest rate for a period of 30 days up to five years.
Our Credit Card Options
Low rate, no account fee
An ASB Visa Light credit card gives you more control over your budget.
- Our lowest ongoing credit card purchase interest rate of 13.50% p.a.
- No account fees
- 0% p.a. fixed interest for 6 months on Smart Rate purchases of $1,000 or more
Rewards credit cards
Earn True Rewards or AA Smartfuel Discounts for daily spending.
- Earn True Rewards dollars on your everyday purchases
- Access to Travel Insurance for Visa Platinum Rewards card holders
- Easily switch to earn AA Smartfuel discounts
Balance transfers
Take a break from interest. Why pay a higher rate elsewhere?
- Get 0% p.a. fixed interest for 6 months on your transferred balance
- Transfer up to 90% of your available credit card limit
- Get all the benefits of ASB credit cards
We'll help you find your best credit card option
Our handy tool compares all our Visa credit cards online, helping you make the right choice.
Open an ASB account
Call us
We’re here to help.
0800 803 804
Apply for an ASB credit card
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Frequently asked questions
Manage your accounts & cards
ASB's terms and lending criteria apply.
