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ASB bank accounts & cards

Find the bank account, debit card or credit card that you’re after. With ASB, you’ve got a wide range of choice.

ASB ID app

If you're new to ASB, or we've asked for proof of ID, you can now use our ASB ID app. It reads your current eligible e-passport, takes a scan of your face selfie-style, and could save you a trip to a branch.

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Everyday accounts

Streamline Introduction package

Join ASB and get six months of extra benefits, including no transaction fees and an interest-free arranged overdraft.

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Omni

Open an everyday account with one fee type for electronic transactions, another for manual transactions and no monthly base fee.

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Streamline account

The most cost-effective option if you prefer doing your day-to-day banking electronically - online and on the move.

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Headstart

Open an all-in-one account for those under 18 years old. It earns interest and has no transaction or monthly fees.

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Unlimited

Open an everyday account with a simple monthly fee for unlimited transactions.

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ASB Foreign Currency Account

Hold foreign currency on-call or as a term deposit. Convert your money into New Zealand dollars when you're ready.

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Savings accounts

Savings On Call

Open a savings account where your money is on call and earns a higher interest rate when you have higher amounts saved.

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ASB Cash Fund

A PIE alternative to a Savings On Call account.

 

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Savings Plus

Open a savings account that rewards you with a bonus interest rate for not making withdrawals.

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FastSaver

Open a savings account where every dollar earns the same interest rate.
 

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Student and graduate packages

Tertiary package

Apply for a student or apprentice package with no base or transaction fees, an interest-free overdraft and free fries from McDonald’s®.

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Graduate package

Apply for a two year package after you graduate or qualify. This package includes no base or transaction fees, an interest-free overdraft and more.

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Job starter’s package

Apply for a Job starter’s package if you’re 18-20 years old, and enjoy extra benefits like no transaction fees and an interest-free overdraft.

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Other options

Overdraft

Apply for an arranged overdraft for those times you need some extra flexibility or cash.

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Visa Debit

Use your own money anywhere Visa is accepted with a Visa Debit card.

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Term deposit

Open a term deposit and earn a competitive interest rate for a period of 30 days up to five years.

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Our Credit Card Options

Low rate, no account fee

An ASB Visa Light credit card gives you more control over your budget.

  • Our lowest ongoing credit card purchase interest rate of 13.50% p.a.
  • No account fees
  • 0% p.a. fixed interest for 6 months on Smart Rate purchases of $1,000 or more

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Rewards credit cards

Earn True Rewards or AA Smartfuel Discounts for daily spending.

  • Earn True Rewards dollars on your everyday purchases
  • Access to Travel Insurance for Visa Platinum Rewards card holders
  • Easily switch to earn AA Smartfuel discounts

 

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Balance transfers

Take a break from interest. Why pay a higher rate elsewhere?

  • Get 0% p.a. fixed interest for 6 months on your transferred balance
  • Transfer up to 90% of your available credit card limit
  • Get all the benefits of ASB credit cards

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We'll help you find your best credit card option

Our handy tool compares all our Visa credit cards online, helping you make the right choice.

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Open an ASB account

Open now

Open online and we’ll get you up and running as soon as possible.

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Call us

We’re here to help.

0800 803 804

Visit a branch

Visit us at one of our many branches across New Zealand.

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Apply for an ASB credit card

Ready to go

Found the best card for you? Apply for a credit card online today.

Apply online

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

We're here to help you

ASB's terms and lending criteria apply.

Bank AccountsASB Bank Accounts & Cards