Cash management

Whether your business invoices monthly, or operates on cash sales over the counter or on the go, great cash management is crucial. We have solutions to help.

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Get paid on the spot. So you can get back to business.

Get paid on the spot. So you can get back to business.

Check out ASB Accept, ASB's all-in-one payment solution for accepting EFTPOS, Visa, Mastercard and UnionPay transactions. 

Choose from two terminal options with several enhanced features to make payments acceptance seamless wherever you do business.

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ASB's terms apply.

Great reasons to choose us

  • A choice of transaction and savings accounts to suit your business.
  • Smart Debit - your customers have the convenience of receiving notification of each direct debit, you have the convenience of improving your cash flow.
  • 7-day settlement - payments for your EFTPOS and credit card sales come through every day, even on the weekend.
  • Manage your accounts online from the office or while you're out growing your business, on your mobile phone.

How it works

Good cash management is about choosing the best options to keep your business ticking along.

Are your sales invoice based?

You may experience peaks and troughs in your payments if your billing cycle is monthly. The key to good cash flow is to smooth out and speed up your invoice payments. Smart debit and automatic payments are easy ways for your customers to pay electronically, reducing paper which slows down your cash.

Are your sales over the counter or on the go?

Whether you’re a tradie on the move, a busy café, or an online shop, we have a range of payment solutions to make accepting payments quick, easy and convenient. From EFTPOS solutions to 7 day settlement and real time banking. You can also simplify your banking and save time with ASB's FastService suite in branch; ASB Instant Deposit, ASB FastChange and ASB FastCount.

Options at a glance

Business Account

An everyday transaction account for businesses designed to provide efficient cash management.

Business Saver

A savings account that earns the same rate of interest on every dollar.

Get more from ASB

Bank anywhere, anytime

Depending on the size of your business and your banking requirements, you have the choice of ASB FastNet Classic or ASB FastNet Business for your internet banking. Both options are supported by mobile apps, ASB Mobile for FastNet Classic and ASB Mobile Business for FastNet Business, so you can remain in control of your finances even when you’re out of the office.

Save time by automating your finances.

By integrating your online accounting software such as MYOB or Xero with your online banking, you can see your financial position every morning, reduce double-handling of bills and free up capacity so your accountant can start to proactively add value to your business.

Bank your sales 365 days a year

Receive your electronic sales every day, seven days a week, including public holidays. Having money in your account at the end of the day 365 days a year can make a big difference when it comes to making payroll or paying suppliers.

Guides to get you there

Next steps

Enquire online

Tell us about your business and how we can help, and one of our team will get back to you.

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Talk to an expert

Our business and rural experts can help you choose the right products and services for your business.

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Visit a branch

Visit us at one of our many branches.

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We’re here to help

ASB's terms and lending criteria apply.

Business banking Cash management