Accepting payments

Whatever business you’re in, we have a range of payment solutions to make payment acceptance quick, easy and convenient.

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Making and receiving payments with your ASB business banking account just got easier.

From 26 May 2023, New Zealand banks will be able to process domestic electronic payments every day of the year.

You'll be able to receive and make electronic payments with your business banking account, between participating New Zealand banks, any day of the year, including weekends and public holidays, whether it's with ASB or another bank.

Find out more

Great reasons to choose us

  • Money hits your ASB account the same day with 7-day settlement
  • Solutions for accepting payments in-store, on-the-go, via direct debit and online
  • Integrate with your POS system, so no more double keying
  • A variety of terminal options to suit your businesses needs
  • Three pricing options to choose from

Capped debit contactless fee for small business

We've introduced a maximum merchant service fee for Visa and Mastercard debit contactless transactions of 0.70%, with the aim of making contactless acceptance available and affordable.

This applies to debit cards that are issued from a New Zealand issuer and excludes UnionPay debit cards, which will be charged at the same rate as all other transactions.

The new capped rate applies from 1 August 2020 onwards and is automatically applied to eligible small business merchants.

Is it right for my business?

No matter what type of business you’re in, we can help you accept contactless, chip or swipe payments. We have great options available from mobile terminals that email receipts to fixed terminals that integrate with your point of sale (POS) system.

We can also help you with collecting payments from regular customers with ASB Smart Debit and offer merchant services if you already have your own device for accepting payments.

Payment terminals

ASB Accept

Accept EFTPOS and credit card payments with ASB’s all-in-one payment solution, ASB Accept.

Other payment solutions

ASB Smart Debit

Streamline the way you collect regular, recurring customer payments with ASB Smart Debit. It can improve your cash flow and help reduce your payment processing time.

Find out more

Online payments

If you want to accept online payments or process mail-order payments quickly and easily, talk to us. We work with a number of reputable payment gateways and can help you find one that will suit your needs.

0800 272 555

Got your own device?

No problem. Talk to us about setting up a merchant facility to help get you started with ASB.

0800 272 555

A guide to invoicing

Whether you're just starting out or want to improve your invoicing skills, Xero has a range of resources to support you.  Check out their invoicing survival guide or create your own invoice using their free invoice template

Merchant Service Fee

We believe that pricing should reflect the way that you do business. That's why with ASB your Merchant Service Fee will be tailored to your business through 'Interchange Plus' pricing. Get in touch with our team to find out more.

Next steps

Enquire now

Email the Merchant team below.

Email us

Call us

We're here to help, 8.00am to 5.00pm, Monday to Friday.

0800 272 555

Guides to get you there

ASB’s terms apply.

Business banking Accepting payments