ASB was awarded KiwiSaver Fund Manager of the Year at the 2026 Morningstar Awards for Investing Excellence*.
This recognition reflects our disciplined long-term approach and strong outcomes for nearly half a million ASB KiwiSaver Scheme members.
When we win, our customers win too.
Our KiwiSaver calculator and advice tool shows you how changes to your fund choice and contributions could grow your first home or retirement savings. Plus, it gives you personalised advice to help you choose the best fund for you.
Don't have an ASB login yet? Try our simple calculator.
Help choosing a KiwiSaver fund
Not sure which fund is best for you? Our guided tool helps you pick a fund that fits your goals, timeframe, and comfort with risk.
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Personalised KiwiSaver advice
Talk to a KiwiSaver specialist. It’s free and takes around 15 minutes.
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KiwiSaver FAQs
Get quick answers to common questions - from getting started to making the most of your KiwiSaver account.
KiwiSaver FAQs
Investor Hub
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ASB and BlackRock
We partner with BlackRock, the world's largest investment management firm, to provide better investment outcomes. Learn more about our partnership.
First home
Looking to buy your first home? You might be able to withdraw some of your KiwiSaver savings to help. Learn more about using KiwiSaver to buy your first home.
Retirement
You can access your KiwiSaver retirement savings when you turn 65 or choose to keep investing - it's up to you. Learn more about KiwiSaver at retirement.
Hardship and other early withdrawals
In limited circumstances, including significant financial hardship, you may be able to access your KiwiSaver savings earlier. Learn more about early withdrawal eligibility.
You must be a New Zealand citizen or permanent resident who normally lives in New Zealand. Applying for someone under 18? Call 0800 272 738 for help.
Have your address, contact details, and IRD number ready. You may also need an eligible e-passport or New Zealand driver licence to verify your identity.
If you're new to ASB, join us online in minutes. We'll set you up with an Everyday Account and FastNet Classic internet banking. If you have any existing account, you can skip this step.
Once you're set up, join the ASB KiwiSaver scheme through FastNet Classic or the ASB Mobile Banking App. Not sure which fund to choose? Our guided tool can help. Switching providers? After you join we'll transfer your balance.
Call us
Talk to our specialist KiwiSaver team.
0800 ASB RETIRE (0800 272 738)
Visit a branch
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A Product Disclosure Statement for the ASB KiwiSaver Scheme has been lodged with the Registrar of Financial Service Providers. It is available from this website, or you can obtain a copy by emailing retire@asb.co.nz.
BlackRock Investment Management (Australia) Limited is a subsidiary of BlackRock, Inc.
Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. Fees may change. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at www.disclose-register.companiesoffice.govt.nz (search for ASB KiwiSaver Scheme).
*Morningstar Awards 2026 © Morningstar, Inc. All Rights Reserved. ASB is awarded Fund Manager of the Year, KiwiSaver category, New Zealand.