The tables below show the ASB KiwiSaver Scheme returns to investors as at 30 September 2026. Click to expand.
Assuming the highest Prescribed Investor Rate (PIR). The returns are calculated on the assumption that all foreign tax credits are fully utilised by the investor.
1 month | 3 months | 6 months | 1 year | 3 years (p.a.) | 5 years (p.a.) | 10 years (p.a.) | Since Inception (p.a.) | |
|---|---|---|---|---|---|---|---|---|
NZ Cash Fund | 0.17% | 0.50% | 0.97% | 1.82% | 2.89% | 2.62% | 1.82% | 2.16% |
Conservative Fund | -0.39% | -0.66% | 2.54% | 2.87% | 6.52% | 2.93% | 3.25% | 3.57% |
Moderate Fund | -0.19% | -0.41% | 4.49% | 4.36% | 8.58% | 4.08% | 4.49% | 4.26% |
Balanced Fund | 0.15% | 0.16% | 7.24% | 6.43% | 11.25% | 5.72% | 6.46% | 5.21% |
Growth Fund | 0.64% | 0.84% | 10.20% | 8.87% | 13.79% | 7.22% | 8.07% | 5.91% |
Aggressive Fund | 1.04% | 1.33% | 12.79% | 10.94% | 15.68% |
1 month | 3 months | 6 months | 1 year | 3 years (p.a.) | 5 years (p.a.) | 10 years (p.a.) | Since Inception (p.a.) | |
|---|---|---|---|---|---|---|---|---|
NZ Cash Fund | 0.24% | 0.69% | 1.35% | 2.54% | 4.03% | 3.66% | 2.53% | 3.05% |
Conservative Fund | -0.70% | -0.95% | 2.60% | 3.09% | 7.82% | 3.43% | 3.85% | 4.64% |
Moderate Fund | -0.53% | -0.64% | 4.60% | 4.61% | 9.80% | 4.63% | 5.12% | 5.37% |
Balanced Fund | -0.19% | 0.07% | 7.44% | 6.83% | 12.41% | 6.36% | 7.20% | 6.39% |
Growth Fund | 0.32% | 0.91% | 10.51% | 9.44% | 14.89% | 7.98% | 8.90% | 7.13% |
Aggressive Fund | 0.72% | 1.53% | 13.20% | 11.69% | 16.69% |
Returns are a reflection of past performance and are not a guarantee or indication of future performance because returns fluctuate (move up and down). Returns can be negative and you may receive back less than the total amount of your contributions.
Canstar has recognised the ASB KiwiSaver Scheme for Outstanding Value in 2026, with both the Conservative and Balanced Funds also receiving Outstanding Value Fund Awards. The awards consider a combination of performance, fees and features.
ASB was also awarded Morningstar's KiwiSaver Fund Manager of the Year for 2026, recognising our long-term approach and strong outcomes for nearly half a million KiwiSaver members.
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*Morningstar Awards 2026 © Morningstar, Inc. All Rights Reserved. ASB is awarded Fund Manager of the Year, KiwiSaver category, New Zealand.
Important notes on fund return tables
Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at www.disclose-register.companiesoffice.govt.nz (search for ASB KiwiSaver Scheme).