What if I need more cover under my ASB Visa Platinum Travel Insurance policy?

Last Updated: 20 Jul 2026

If you need more cover under your ASB Visa Platinum Travel Insurance policy, you may be able to purchase one of the following for an additional premium:

  • Specified item cover.
  • Pre-existing medical condition cover.
  • Mature age cover.
  • Trip extension cover.
  • Cruise Cover.

High value personal items cover

Cover for most individual items or sets of items is limited to $2,000. You can apply to increase cover for higher value items, up to $10,000 per item or set of items, for an additional premium.

Read more about high value personal item cover. 

Pre-existing medical conditions or changes in health

Pre-existing medical conditions aren’t automatically covered.

If your health has changed since you last used your ASB Visa Platinum Rewards credit card for travel insurance, contact Zurich Australian Insurance Limited to check whether the change affects your cover.

Read more about cover for pre-existing medical conditions or changes in health.

Age limits and mature age cover

Cover is available up to and including 75 years of age. If you’re 76 or over, you’re not eligible for cover under the base policy, but you may be able to buy Mature Age Cover by visiting ASB Travel.

Trip extensions

Your policy provides up to 90 days of travel cover, provided you hold a return ticket before leaving New Zealand. 

You may be able to purchase up to an additional 90 days of cover, giving a maximum of 180 days. 

Cruise Cover 

Cruise itineraries are no longer included as standard (but can be added for an additional cost). 

How to apply or buy an upgrade 

You can apply for or buy optional upgrades through ASB Travel. You may be able to pay using a credit card or debit card. 

Policy note

ASB's lending criteria and terms apply. ASB Rewards Programme Terms and conditions apply. Please refer to the ASB Visa Platinum Travel Insurance Policy for full details. 


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