Here when you need us.
You don't have to navigate tough times alone. We're here to help, in whatever way works for you.
Not sure where to start?
The Support Hub can point you to practical help and next steps - all in one place.
Finding it hard to keep up?
If repayments or bills are getting harder to manage, we have options worth exploring.
See where your money's going.
If clarity would help right now, Spend Tracker lets you see trends in your spending behaviour.
Our specialists can lend a hand.
Book a Financial Wellbeing review in the ASB Mobile Banking app or FastNet Classic internet banking, under the 'Contact' section.
See what government support is available.
Help can come from places you might not expect. Support Finder helps you discover government benefits and services that may be available to you.
Answer a few simple questions and we'll help connect you with government benefits and services you may be eligible for.
When repayments feel like a lot.
Knowing your options is a good place to start. Here are a few ways we can help ease the pressure.
Cut interest in the short term.
Move your credit card debt from another bank to an ASB Visa and get 0% p.a. fixed interest for 6 months on the balance you transfer.
See your home loan options.
Explore different home loan rates, terms, and repayment options to help you plan ahead.
Worried about rising interest rates?
You're not alone. Learn what higher rates could mean for you, and how to feel more prepared.
Simplify multiple debts into one.
If juggling debts feels overwhelming, consolidating them into one repayment could simplify things.
Support for business owners, too.
Many business owners are facing higher expenses, tighter margins, and tougher decisions. The ASB Business Hub has resources to help you through it.
Need help managing cashflow?
Get clarity on forecasting and managing your cashflow, so every decision is an informed one.
Feeling the squeeze of rising costs?
You're not the only one. Here are some ideas and strategies to help offset increasing expenses.
Is your business under financial pressure?
We can help you explore funding and support options that work for you. Talk to your Relationship Manager or call 0800 272 222.
A few extra things that could help.
Make your rewards work harder.
If you have True Rewards, using them before cash can help ease everyday spending.
Save small amounts as you spend.
Save the Change takes the thought out of saving by putting money aside each time you spend.
Free, confidential budgeting support.
MoneyTalks offers independent advice, free financial mentoring, and other community connections.
Want to talk it through?
We're just a conversation away. Call 0800 803 804, message us in ASB FastNet Classic internet banking, in the ASB mobile app, or find an ASB branch near you.
ASB's lending criteria and terms apply.
Credit Card Balance Transfer: Credit card balance transfer terms apply. The standard purchase interest rate for your card type will apply to purchases and, after the 6 month period, to any remaining balance transfer amount. Find standard rates at asb.co.nz. Interest rate on cash advances, currently 22.95% p.a., applies. Fees apply, refer to asb.co.nz for details.
Debt Consolidation Loan: Minimum loan amount $2,000. Debt consolidation loans cannot be used to repay an existing ASB personal loan or repay loans from friends or family.
ASB True Rewards: ASB Rewards Programme Terms and conditions apply.