Debt Consolidation

Roll all your debts into one debt consolidation loan and sort out your finances.

Apply now

Great reasons to choose us

  • Answers usually within 24 hours
  • Make extra repayments at any time with no charges and no fees
  • Take control, one payment for all your debts
  • Maximum 7-year term


It's easy, get started today

01. Calculate

Think about your store cards, hire purchase and other debts, work out how much you’ll need to borrow.  Calculate your repayments over different timeframes for different amounts you could borrow.

02. Apply

Ready?  Simply complete your application online.   If you are a FastNet Classic online banking customer, apply here or call 0800 100 600. Check here for helpful information on your loan application.

03. Get approved

We’ll usually give you an answer within 24 hours and often we can give you an indication straight away.

04. Get your money

For unsecured personal loans, once your loan has been approved and you’ve signed the loan documents, usually we’ll put money in your account on the same day.

Interest rates and fees

Unsecured personal loan (minimum amount $2,000).

As an example, if you borrow $5,000 over 5 years at 16.45% p.a., the total interest cost will be approximately $2,486.

We have a range of unsecured personal loan interest rates and the actual rate charged will depend on your financial circumstances. Find out more about our rates and fees. A loan processing fee of $99 may apply.

Guides to get you there

We're here to help you

ASB's lending criteria and terms apply. Debt consolidation loans cannot be used to repay an existing ASB personal loan or repay loans from friends or family. Loan processing fee of $99 applies. Refer to the rates and fees page for other fees and charges.

Personal Loans Debt Consolidation