Debt Consolidation

Roll all your debts into one debt consolidation loan and sort out your finances.

Apply for a debt consolidation loan

Great reasons to choose us

  • Answers usually within 24 hours
  • Make extra repayments at any time with no charges and no fees
  • Take control, one payment for all your debts
  • Maximum 7-year term


It's easy, get started today

01. Calculate

Think about your store cards, hire purchase and other debts, work out how much you’ll need to borrow.  Calculate your repayments over different timeframes for different amounts you could borrow.

02. Apply

Ready?  Simply complete your application online.   If you are a FastNet Classic online banking customer, apply here or call 0800 100 600. Check here for helpful information on your loan application.

03. Get approved

We’ll usually give you an answer within 24 hours and often we can give you an indication straight away.

04. Get your money

For unsecured personal loans, once your loan has been approved and you’ve signed the loan documents, usually we’ll put money in your account on the same day.

Interest rates and fees

Fixed rate Debt Consolidation Loan (minimum amount $2,000).

Loan processing fee of $250.00 may apply. You’ll find more details on our rates and fees here.

Guides to get you there

We're here to help you 24/7

Interest rates and fees subject to change. ASB’s lending criteria, terms and fees apply. Debt Consolidation Loans cannot be used to repay an existing ASB Personal Loan or repay loans from friends or family.  

Personal Loans Debt Consolidation