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Live your best life and get one step ahead.

Getting ahead starts with getting on top of the money stuff. We've got the tools and advice to help you smash goals, set up good habits, save, and spend with confidence.

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Join and tap your way to $100

Tippity tap tap tap (tap tap) - just like that. If you're between 18-34, $100 could be yours when you join ASB and tap to pay with your new ASB Visa Debit card.

Join online by opening a new transaction account with an ASB Visa Debit card by 29 March 2026 and make five contactless payments, whether you’re paying for your weekly shop, the bus or even your next 2pm sweet treat, by 29 April to get $100. 

Terms, conditions and eligibility criteria apply.

Learn more

How ASB helps you get one step ahead

Save the Change

Save as you spend, with Save the Change. We automatically round up your electronic transactions and put the difference into your savings account.

Save the Change

Goal Planner

Set up savings goals with Goal Planner and watch your savings grow.

Set up a goal

Zero fees

Enjoy no monthly base or transaction fees with our personal and business everyday accounts. And $0 card fees on ASB Visa Debit.

Open an account

KiwiSaver calculator

See what your KiwiSaver savings might look like if you’re saving for your first home. Small changes today can mean big things for tomorrow.

Calculate now

Budgeting tools

Setting a budget helps you stay in control of your money and on track with your goals. Whether you're looking to manage your money day-to-day or work towards other savings goals, a budget is a great place to start.

Get started

Meet your new ASB account

Streamline bank account

  • Your everyday account with no monthly account or transaction fees
  • Bank on the go with the ASB Mobile Banking app
  • An ASB Visa Debit card with no annual card fee

Join now Find out more

Terms, conditions and service charges apply.

Spend your way with ASB Visa cards

However you like to spend, whether it's using your own hard-earned dollars or getting some flex with your money by using credit, check out these options.

ASB Visa Debit

Use your money, your way, every day with an ASB Visa Debit card. Shop online, in store and pay zero annual card fees.

Find out more

ASB Visa Flex

A great first credit card for getting started with some flex with your money, enjoy no fees and our lowest interest rate.​

Find out more

Easy ways to manage your money

Track

Track your ASB Visa card subscriptions in one place and see the shops and services where your card details may have been stored.
Learn more about Card Tracker here.

Visibility

See the trends in your spending and gain visibility of your money in and out with Spend Tracker.

Control

Whether it's alerts that help you keep track of your spending, or ASB Card Control that lets you lock a lost card, you're always in control.

Pay

Pay the way you want. No more exchanging bank details. Pay to a mobile number or directly to a Trade Me seller. Google and Apple Pay? Of course.

ASB Get 100 Terms and Conditions

1. For an individual to be eligible for this offer (an “Eligible Customer”):

a. they must:

i. Open and activate a new Everyday Account using the "Join ASB" digital join form only between 16 February 2026 to 29 March 2026;
ii. open the new account solely in their own name;
iii. be 18-34 years old at any time during the campaign period mentioned in (i) above;
iv. reside in New Zealand;
v. order an ASB Visa Debit card linked to the new account and complete five eligible contactless transactions using the Visa Debit card by 29 April 2026.

b. they can not:

i. hold or have held any ASB transaction account open with ASB after 15 November 2025:
ii. product transfer to an Everyday Account from an existing ASB account.

2. Eligible contactless payments include online payments, payWave, Apple Pay, Google Pay, Fitbit Pay and Garmin Pay transactions through your ASB Visa Debit card.  EFTPOS transactions (transactions where the ASB Visa Debit card is swiped or inserted into a payment terminal, and CHQ/Cheque is selected), transfers, and cash withdrawals are not eligible transactions. There is no minimum spend requirement for each transaction.

3. One deposit of $100 per Eligible Customer only. The offer is not transferable to any other person. The $100 will be credited into the first   Everyday Account that their ASB Visa Debit card is linked to, by 29 May 2026.

4. ASB Bank Limited’s Personal Banking Terms and Conditions apply to the New Everyday   Account and are available from asb.co.nz. ASB Visa Debit Card Conditions of Use apply to the ASB Visa Debit card and are available at asb.co.nz. ASB’s terms apply.

5. The New Everyday Account must be open at the time of ASB awarding your $100, or the money will be forfeited.

6. We collect, hold and use your personal information for the purpose of administering the offer and providing you with information about ASB’s products and services. Our address is ASB North Wharf, 12 Jellicoe Street, Auckland. You have rights of access to, and correction of, personal information held by us.

7. ASB reserves the right to vary, suspend or terminate the offer at any time.

8. To the extent permitted by law, ASB, its employees and agents shall not be liable for any claims, damages, injuries, costs and expenses suffered, sustained or incurred (including but not limited to indirect or consequential) as a result of, arising out of, or in any way connected with, this offer.

 

ASB Bank Limited's terms, conditions and eligibility criteria apply. Fees may change. Refer to asb.co.nz for other fees and charges.

Samsung offers available to ASB customers aged 18-24 years old and existing ASB Tertiary account holders only at the time of any given promotion. Subscribe to receive notifications through your ASB Mobile Banking app or FastNet Classic internet banking to be notified of exclusive Samsung offers throughout the year.

Apple Pay is a trademark of Apple Inc., registered in the U.S and other countries. Google Pay is a trademark of Google LLC.

Visa Debit card Conditions of Use and Personal Banking Terms and Conditions apply. You'll need to link your Visa Debit card to an eligible ASB account. Fees, service charges and overseas transaction charges apply.

Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. Fees may change. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at www.disclose-register.companiesoffice.govt.nz (search for ASB KiwiSaver Scheme).

ASB's lending criteria, terms and Credit Card Conditions of Use apply.