What is a home loan pre-approval?
A home loan pre-approval is a conditional approval that we can lend you a certain amount of money, provided the property you purchase meets ASB's home loan criteria. It's a good idea to ask us for a home loan pre-approval before you start house hunting. It will help you determine how much you can borrow and to give you some bargaining power when negotiating a purchase price.
ASB’s home loan pre-approvals are valid for 60 days from the date of issue.
Your fixed interest rate and repayments stay the same. Once your home loan is advanced on a fixed interest rate, ...
Generally loans documented before 1 April 2015 use the Credit Contracts and Consumer Finance Act (CCCFA) Method and loans documented ...
Good question. Our ASB Economist produces a report called the Home Loan Rate Report which provides a summary of interest ...