What is a home loan pre-approval?
A home loan pre-approval is a conditional approval that we can lend you a certain amount of money, provided the property you purchase meets ASB's home loan criteria. It's a good idea to ask us for a home loan pre-approval before you start house hunting. It will help you determine how much you can borrow and to give you some bargaining power when negotiating a purchase price.
ASB’s home loan pre-approvals are valid for 60 days from the date of issue.
Generally loans documented before 1 April 2015 use the Credit Contracts and Consumer Finance Act (CCCFA) Method and loans documented ...
Your fixed interest rate and repayments stay the same. Once your home loan is advanced on a fixed interest rate, ...
Good question. Our ASB Economist produces a report called the Home Loan Rate Report which provides a summary of interest ...