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What is a home loan pre-approval?

Last Updated: 15 Apr 2016

A home loan pre-approval is a conditional approval that we can lend you a certain amount of money, provided the property you purchase meets ASB's home loan criteria. It's a good idea to ask us for a home loan pre-approval before you start house hunting. It will help you determine how much you can borrow and to give you some bargaining power when negotiating a purchase price.

ASB’s home loan pre-approvals are valid for 60 days from the date of issue.


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