What’s the best strategy when I’m choosing a home loan?

Last Updated: 12 Jun 2023

The best home loan strategy is one that takes into account your individual circumstances, like your cash flow. Does your income and expenditure regular or does it vary? Could you afford higher repayments if interest rates increase? These and other factors might affect your ability to deal with future changes in home loan payments. Often there’s more to it than picking the lowest interest rate, so take a little time to work out what is best for you. It’s worth the effort.

We’re happy to help you with this decision. You can speak to one of our dedicated lending specialists on 0800 100 160, get in touch with a Home Ownership Manager directly, or drop into any ASB branch. Together, we can work out a home loan that’s ideal for you.

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