Ready for a holiday? Here are some quick tips for you.
Saving up to pay for a dream holiday is a great idea. If you’d like help with saving, check our savings account options. You can even name your savings account to where you want to go, such as ‘Fiji holiday’, or ‘Vancouver trip’. That way, you’ll help to keep your savings goal top of mind.
You could also use your ASB credit card to pay for some or all of your travel. ASB Visa Gold cardholders who use their card to pay for at least 50% of their overseas return travel tickets could receive 40 days travel insurance, ASB Visa Platinum cardholders who do the same could receive 120 days travel insurance.
Particularly cover for yourself. Medical treatment in some countries can be very expensive.
If you are an ASB Visa Gold or Platinum cardholder and you have activated the travel insurance, you may already be covered for travel insurance under your credit card policy.
Consider having vaccinations if you are travelling to a country where they are recommended. You can find more information at Holiday Health. If you have any concerns please talk to your doctor.
It could be a good idea to take different methods of payment; foreign cash, an ASB credit card, an ASB Visa Debit and/or a MasterCard® Multi-currency Cash Passport card. They are all useful for different reasons.
Set up automatic payments for your regular bills, so you can relax and know they will be paid on time whilst you are away. Many ASB customers do this in FastNet Classic internet banking.
It’s a good idea to take some local currency. Great for taxis, trains, tips, etc. when you arrive. We can help with most currencies.
A debit card is a good way to keep track of your spending, and you can use it to withdraw money from ATMs. Find out more about an ASB Visa Debit card.
If you use your ASB debit or credit card in an overseas ATM, please note that fees will apply for this service. Check here for tips on staying safe when banking while you're away.
Consider a MasterCard® Multi-currency Cash Passport card – it’s a prepaid travel money card you can use worldwide to withdraw cash at ATM’s, and to shop online or in-store at participating merchants. Load it with up to 9 different currencies before you go and lock in the exchange rate at the time. Just be aware if you use the card on your travels and then reload it, the current exchange rate at the time you reload will apply.
ASB customers, if you need to check your balance, you can access FastNet Classic internet banking from anywhere you can get online, (avoid doing this from an internet café if possible for security reasons). Or access ASB Mobile on your smartphone or other web-connected mobile. Be aware of the data roaming charges though.
It's a good idea to get foreign currency before you head off on your overseas experience so you have cash handy for public transport, tips, snacks and minor purchases when you first arrive.
You'll find a wide range of currencies offered at competitive exchange rates at every ASB Branch. If you're an ASB customer, you can save time and use FastNet Classic internet banking to order foreign cash for pick up within 5 working days from any ASB branch.
For personal loans ASB's lending criteria, terms and fees apply, and an establishment fee of $250 may apply. Specific terms apply for the products and services referred to on this page.
ASB's Lending Criteria and Credit Card Conditions of Use apply. Terms and conditions apply to travel insurance, please refer to the Gold Travel Policy wording or Platinum Travel Policy wording for further details. If you are aged over 79 years you are not eligible for cover under the Gold or Platinum policy. Other exclusions and limitations apply. Gold and Platinum Travel Insurance are underwritten by Tower Insurance Limited.
ASB Travel Insurance is underwritten by Tower Insurance Limited. For full details, refer to the relevant travel insurance policy document which is also available on request from any ASB branch or by calling 0800 200 252. The availability of insurance cover is subject to your application being approved. Exclusions apply. See further information regarding Tower's financial strength rating.