Sorry, some information is missing. Please check and update anything you've missed.

Personal loan application

Current ASB customers, please log in to FastNet Classic online banking to apply for a personal loan.

Not registered? Call 0800 FASTNET or visit an ASB branch.

Current ASB customers, please log in to FastNet Classic online banking to apply for a debt consolidation loan.

Not registered? Call 0800 FASTNET or visit an ASB branch.

An ASB personal loan can be used for almost any purpose, such as to purchase a car, consolidate debt or to travel. Customers using this product are typically looking for fixed loan repayments over a set period of time. If you don’t think a personal loan is suitable for you please have a look at our other products such as credit cards or overdrafts on www.asb.co.nz or call us on 0800 272 662.

The minimum loan amount is $2,000. A loan processing fee of $99 will also apply.

This application will take 5-10 minutes to complete. Please have the following information handy before you start the process:

Contact details
Financial details
Employment details

Once you submit your application we'll contact you within two business days.

To apply you, and any joint applicant, must meet all of the following criteria:

Please confirm that you are at least 18 years of age.

I am at least 18 years of age

You must be a New Zealand citizen, resident or visa holder to apply for an ASB Personal Loan.

I am a New Zealand citizen, resident or visa holder

Please confirm that you have a regular income of at least $20,000 per annum.

I have a regular income of at least $20,000 per annum

I am making this loan application

Solely for myself

For myself and a joint applicant

You must agree to a credit check in order to apply for a loan.

I agree to a credit check

You must accept ASB's privacy statement and authorisations in order to apply for a loan.

I have read and accept ASB's privacy statement and authorisations (pdf)

You must confirm the consent of the joint party in order to apply for a loan.

I confirm that I have obtained the consent of the joint party to complete this application form on their behalf and for ASB to credit check the joint party and all information provided by me on their behalf is complete, true and accurate.

You must agree to a credit check in order to apply for a loan.

We each agree to a credit check

You must accept ASB's privacy statement and authorisations in order to apply for a loan.

We have read and accept ASB's privacy statement and authorisations (pdf)

Need a hand?

If you would like help with your loan application please call 0800 272 662.

ASB's lending criteria, terms and fees apply.

Sorry, some information is missing. Please check and update anything you've missed.

Loan Details

Please enter a valid amount

A minimum $2,000 and maximum $1,000,000 loan amount applies. Please enter a new amount or call us on 0800 272 622 to discuss your lending requirements.

How much would you like to borrow?

"Select" is not a valid option.

What are you borrowing for?

"Select" is not a valid option.

The Loan must be repaid over a period between 6 months and 7 years.

How long would you like to repay the loan?

Years

Months

Your employment and income

Please enter your salary/wages and income frequency.

How much do you earn?

each

Before tax

After tax

Please enter your other regular income

Do you have any other regular income?

each

Please enter your occupation

What is your current occupation?

Please enter company name

Employer's name

Please select the time in your current employment.

How long have you been with this employer?

Years

Months

Please enter a valid New Zealand residential address

Address search

Please enter a valid New Zealand residential address

Address line 1

Please enter a valid New Zealand residential address

Address line 2

Please enter a valid suburb

Suburb

Please enter a valid city/town

City/town

Please enter a valid postcode

Postcode

Please provide a valid phone number (including prefix).

Phone number

Joint applicant employment and income

Please enter their salary/wages and income frequency.

How much do they earn before tax?

each

Before tax

After tax

Please enter their other regular income

Do they have any other regular income?

each

Please enter your occupation

What is their current occupation?

Please enter company name

Employer's name

Please select the time in your current employment.

How long have they been with this employer?

Years

Months

Please enter a valid New Zealand residential address

Address Search

Please enter a valid New Zealand residential address

Address line 1

Please enter a valid New Zealand residential address

Address line 2

Please enter a valid suburb

Suburb

Please enter a valid city/town

City/town

Please enter a valid postcode

Postcode

Please provide a valid phone number (including prefix).

Phone number

Sorry, some information is missing. Please check and update anything you've missed.

Financial details

Your living expenses

Mortgage

Please enter a valid balance and payment amount.

Balance

Payments

each

Rent or board

Please enter a valid payment amount.

Payments

each

What you owe

For joint applications please enter combined amounts.

Credit cards

Please enter valid limit, balance, and payments amounts.

Limit

Balance

Payments

per month

I want to repay this debt with this loan

Please enter valid limit, balance, and payments amount.

Limit

Balance

Payments

per month

I want to repay this debt with this loan

Please enter valid limit, balance, and payments amount.

Limit

Balance

Payments

per month

I want to repay this debt with this loan

Other loans / debts (e.g. Student loan)

Please enter valid balance and payments amount.

Balance

Payments

per month

I want to repay this debt with this loan

Please enter valid balance and payments amount.

Balance

Payments

per month

I want to repay this debt with this loan

Please enter valid balance and payments amount.

Balance

Payments

per month

I want to repay this debt with this loan

Hire Purchase

Please enter valid balance and payments amount.

Balance

Payments

per month

I want to repay this debt with this loan

Please enter valid balance and payments amount.

Balance

Payments

per month

I want to repay this debt with this loan

Please enter valid balance and payments amount.

Balance

Payments

per month

I want to repay this debt with this loan

The value of your assets

For joint application please enter combined assets.

Home / Properties

Please enter an amount for the value of your properties.

Value

Personal items

Please enter an amount for the value of your personal items.

Value

Vehicles

Please enter an amount for the value of your other vehicle/s.

Value

Savings and investments

Please enter an amount for the value of your other deposits/investments.

Value

Next of kin in New Zealand

Please enter your next of kins name

Name

Please enter your relationship to next of kin

Relationship

Please enter a valid New Zealand residential address

Address search

Please enter a valid New Zealand residential address

Address line 1

Please enter a valid New Zealand residential address

Address line 2

Please enter a valid suburb

Suburb

Please enter a valid city/town

City/town

Please enter a valid postcode

Postcode

Please select a prefix and enter a valid phone number

Phone number

Sorry, some information is missing. Please check and update anything you've missed.

Your Details

Personal details

Please select a title

Title

Please enter your first name(s) as shown on your NZ driver licence

First name(s)

Please enter your last name as shown on your NZ driver licence

Last name

Please enter a valid date of birth. You must be over 18 to proceed.

Date of birth

Contact information

Please enter a valid email address

Email address

Please select a prefix and enter a valid phone number

Your mobile number

Please select a prefix and enter a valid phone number

Home phone number

optional

Please select a prefix and enter a valid phone number

Work phone numer

optional

New Zealand home address

Please enter a valid New Zealand residential address

Address search

Please enter a valid New Zealand residential address

Address line 1

Please enter a valid New Zealand residential address

Address line 2

Please enter a valid suburb

Suburb

Please enter a valid city/town

City/town

Please enter a valid postcode

Postcode

This is also the home address of the joint applicant

Please select the type of accommodation

Current accomodation type

Please enter duration at current address

Length of time at current address

Years

Months

ASB's lending criteria, terms and fees apply.

Sorry, some information is missing. Please check and update anything you've missed.

Joint Applicant Details

Personal details

Please select a title

Title

Please enter your first name(s) as shown on your NZ driver licence

First name(s)

Please enter your last name as shown on your NZ driver licence

Last name

Please enter a valid date of birth. You must be over 18 to proceed.

Date of birth

Contact information

Please enter a valid email address

Email address

Please select a prefix and enter a valid phone number

Your mobile number

Please select a prefix and enter a valid phone number

Home phone number

optional

Please select a prefix and enter a valid phone number

Work phone number

optional

New Zealand home address

Please enter a valid New Zealand residential address

Address search

Please enter a valid New Zealand residential address

Address line 1

Address line 2

Please enter a valid suburb

Suburb

Please enter a valid city/town

City/town

Please enter a valid postcode

Postcode

Please select the type of accommodation

Current accomodation type

Please enter duration at current address

Length of time at current address

Years

Months

ASB's lending criteria, terms and fees apply.