Business Focus account

Our low-fee Business Focus package can help with your financial management. If your small business has a turnover of less than $2m p.a., it can make your cash, expenses, EFTPOS sales and your overdraft easier to manage, while saving you money.

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Benefits at a glance

  • One low monthly fee for unlimited electronic transactions
  • Fee-free overdraft of up to $1,000
  • ASB Visa Business or ASB Visa Business Rewards credit card offer to help manage expenses
  • Get FastNet Business, our internet banking platform for businesses, at a reduced fee
  • Online accounting integration with Xero and MYOB

Is it right for my business?

ASB Business Focus is a simple everyday account with the option to add on a number of ASB products and services at reduced rates.

It's only available for businesses with a turnover of less than $2m p.a. It can keep up with your new or growing business as you develop.

Key features

ASB FastNet Business

With a Business Focus account you get access to FastNet Business online banking at a reduced fee of $9.50 per month. You can set up several users with different levels of access and operate a two-to-sign account.

ASB Visa Business

Enjoy no card account fee for the first six months on your new ASB Visa Business. It's the ideal tool for your expense management. It separates your personal and business spending, and lets you buy stock and equipment online.

ASB Visa Business Rewards

ASB Visa Business Rewards is a great option if you like to be rewarded for your business purchases. Enjoy no card account fee for the first six months on your new card and you'll earn True Rewards Dollars on every purchase. You can also have up to four cardholders, maximising your rewards.

Overdraft option

Your Business Focus account comes with a fee-free overdraft of up to $1,000.

Online accounting integration

You can link your Business Focus account and Visa Business to Xero or MYOB for easy account reconciliation and management.

ASB Accept

Get an all-in-one payment solution for one monthly fee.

Interest rates and fees

Interest rate

Monthly base fee

Electronic transaction fees

Manual staff-assisted transaction fee

Inward direct debit schedule

per payment within the schedule

Next steps

Find an expert

Our business and rural managers can help you choose the right products and services for your business.

Find an expert

Enquire online

Tell us about your business and how we can help, and one of our team will get back to you.

Enquire now

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

Get more with ASB

Bank your sales 365 days a year

Receive your electronic sales every day, seven days a week, including public holidays. Having money in your account at the end of the day, 365 days a year, can make a big difference when it comes to making payroll or paying suppliers.

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Rural Cheque

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Business Saver

A savings account that earns the same rate of interest on every dollar.

ASB's Business, Rural and Corporate terms and conditions apply. ASB's lending criteria apply. Merchant Services criteria and terms apply and a Merchant Service fee applies if you choose to accept Visa or MasterCard cards through ASB Accept. ASB Visa Business or ASB Visa Business Rewards no card account fee applies to new cards for the first 6 months, at the end of this period the standard card account fees apply.

Business banking Business Focus account