Business Focus account

Your everyday business transaction account. It's at the heart of your daily payments and offers you unlimited electronic transactions for a low monthly fee.

We're giving back some of your merchant service fees

Effective 1 December 2020, eligible small business and commercial customers will receive a 20% rebate on their ASB merchant service fees. The rebate will be backdated to the statement period beginning 1 December 2020. If you are eligible, we will be in touch with you directly to provide further details. The rebate will be in place until merchant service fee regulations come into effect.

Find out more

Benefits at a glance

  • One low monthly fee for unlimited electronic transactions

  • Designed for your day-to-day cash management

  • Get 24/7 access to your funds with a FastCash EFTPOS card, initial card free

  • Access your account online, on your mobile, at ATMs or in branch

  • Online accounting integration with Xero and MYOB

  • Monthly Overdraft facility fee waived for arranged limits up to $1,000. Other fees may apply

Is it right for my business?

The Business Focus account is available for small businesses with a turnover of less than $2 million per year.

It's a great account for everyday business transactions, with the option to add on a number of ASB products and tools - so it can keep up with your new or growing business.

Account interest rates and fees

Interest rate

Monthly base fee

Electronic transaction fees

Manual staff-assisted transaction fee

Inward direct debit schedule

per payment within the schedule

Next steps

Call us

We're available to help Monday to Friday, 8am to 5pm.

0800 272 222

Enquire online

Tell us about your business and how we can help, and one of our team will get back to you.

Enquire now

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

Get more with ASB

Business Focus package

The Business Focus package is available for small business customers with a Business Focus account. The package lets you pick and choose from a range of useful tools designed to make small business banking easy.

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Online banking

Manage your funds, pay your suppliers and connect accounts to your accounting system, all from your mobile or computer.

Business performance app

Plus by ASB is a free mobile app that helps you understand your numbers from online tools like Xero, so you can make better business decisions.

Accepting payments

Make it easy for your customers to buy from you, whether they're in your store, out and about, or online.

ASB's lending criteria and terms apply. Service charges and fees may apply. Rates and fees may change. Business Focus account only available to businesses with turnover less than $2 million per annum.

Xero and MYOB purchased separately. Transaction feeds available for most types of accounts and cards.

Business banking Business Focus account