Tertiary student package

Get ahead with a tertiary student bank account designed for student life. Enjoy no transaction fees with your account.

Apply now See rates and fees

Perks of account

Ways to pay

Apple Pay™, Google Pay™, Fitbit™ and Garmin™ Pay. Take your pick. Contactless is the fast and easy way to pay from your Tertiary account, and we have lots of options for you to choose from.

No account fees

No monthly account fees or transaction fees for the lifetime of your account.

Pay to mobile

Forget about account numbers, pay straight to mobile, one of the many features of the ASB Mobile Banking app.

Is it right for me?

Student bank accounts are made for those in higher education. Whether you're heading off to university, a polytechnic, or to do an apprenticeship, the ASB Tertiary bank account can help you get one step ahead in planning for your future. To be eligible, you must be studying at an NZQA Tertiary institution for at least one semester or learning a trade at an institution like BCTIO. Keep the package and its benefits until you graduate from your course or leave.

Ready to level up?

Level up and live life one step ahead.

Getting ahead starts with getting on top of money stuff. We've got the tools and advice to help you every step of the way. Open a student bank account, and take advantage of our tools to budget, smash goals, set up good habits, save money, and spend with confidence.

Find out more

Study in style with ASB and Samsung. Our partnership gives ASB Tertiary customers access to special promotions and limited offers throughout the year. Keep an eye on your notifications in the ASB Mobile Banking app or FastNet Classic internet banking to be the first to know about the latest deals.

We're saying goodbye to free fries.

To make way for our Samsung partnership, we'll also be saying goodbye to our McDonald's® free fries offer. So, from 30 September 2023 you can no longer redeem free fries from McDonald's® with your ASB Tertiary card.

Easy ways to manage your money


Whether via alerts that help you keep track of your spending, or ASB Card Control that lets you lock a lost card, you’re always in control.


Pay the way you want using mobile or internet banking – without even needing to exchange bank details. Pay to a mobile number or directly to a Trade Me seller. Google Pay and Apple Pay? Of course. You can set up automatic payments in the ASB Mobile Banking app or in FastNet Classic internet banking. They're free to set up with no service fees, and you can have as many as you like.


Use Save the Change to save every time you spend, and personalise your savings accounts with nicknames to match your savings goals.

Questions you might have

  • I'm a new customer. How easy is it to switch from my current bank?

    Switching bank accounts might seem a bit overwhelming but it's never been simpler to switch to ASB! We take care of the move. If you decide to switch some or all of your banking to ASB, simply apply for your chosen account and let us know that you'd like to make the switch. We'll work with your current bank to arrange a smooth transition.

  • Do I need to prove that I'm a student or an apprentice?

    Once you've opened your new Tertiary account, the package lasts for one year without having to prove that you study.

    Pop into any ASB branch with an accepted proof of study or apprenticeship (listed below). You can keep your Tertiary account for three years, regardless of your length of study.

    If you're new to ASB, you will need to come into one of our branches with your ID, so be sure to bring proof of student status or apprenticeship to qualify.

    Accepted proof of study includes any one of the following:

    1. 1. Letter or email of acceptance of study in a qualifying course, university or apprenticeship
    2. 2. Current tertiary student ID
    3. 3. Receipt for your tertiary fees

    Accepted proof of an apprenticeship includes: 

    1. 1. Training agreement (signed by employer)
    2. 2. Employment contract (details of apprenticeship signed by employer) 
    3. 3. Letter from ITO or NZQA-approved tertiary institution

    If you don't bring in proof of study, your account will switch over to a Job starter's package one year from the date you opened it.

    With proof of study, your Tertiary account will switch over to a Graduate account after three years. If you're continuing to study after three years, let us know. We may need you to come in with proof of study.

  • How long can I stay on the Tertiary package?

    You're eligible to stay on the Tertiary student banking package for the entire length of your study or apprenticeship. If you’re studying for longer than one year, make sure you bring in one of the accepted forms of study or apprenticeship to extend your new account. If you're studying for longer than three years, make sure you let the team know. You'll have to pop into a branch with proof of study.

  • What's the difference between the Tertiary, Graduate and Job starter's packages?

    Students currently studying at any NZ tertiary institution or completing their apprenticeship are eligible for the ASB Tertiary package. The ASB Job starter's package is designed for 18-20-year olds planning to enter the workforce after school or have already started working. The ASB Graduate package is designed to give anyone who's just finished their studies or apprenticeship a helping hand in their next chapter - starting work.

Apply for a Tertiary account today

Apply online

Join online, you'll be good to go in no time.

Apply online

Visit a branch

Prefer to talk to someone in person? Visit one of our branches.

Find a branch

ASB Bank Limited's terms, eligibility and lending criteria apply. At the end of your period of study you will move to either a Graduate or Job Starter's account and the rates and fees applicable to that account will apply. Fees may change. Refer to asb.co.nz for other fees and charges.

Apple Pay is a trademark of Apple Inc., registered in the U.S and other countries. Please refer to ASB Apple Pay Terms and Conditions.

Google Pay is a trademark of Google LLC. For more information please visit the Google Pay support page. Please refer to Google Pay with ASB Pay Terms and Conditions.

Samsung offers available to Tertiary package customers only. Subscribe to receive notifications through your ASB Mobile Banking app or FastNet Classic internet banking to be notified of exclusive Samsung offers throughout the year.

Small free fries when you use your Tertiary Visa Debit card to buy something at McDonald's®. Limit of one small fries per person per day. Available after 10:30am. Excludes McDelivery®. Offer ends 30 September 2023.

Bank AccountsASB tertiary account