ASB's terms, eligibility and lending criteria apply.
At end of your period of study you will move to either a Graduate or Job starter's account depending on your circumstances, and the rates and fees applicable to those accounts will apply. To apply for credit you must be 18 years or older, a NZ resident or citizen, and for an overdraft, your income must be credited to the ASB Tertiary account. If eligible, the interest-free overdraft is only available for the period you have a Tertiary account. After this standard rates will apply. A monthly overdraft facility fee of 0.12% of the limit and highest daily overdraft balance, whichever is greater (minimum charge $2) applies. Please refer to our overdraft rates and fees page for details. No Visa Debit card fee for period of study. After this standard rate will apply. Other rates and fees may apply. Refer to asb.co.nz for other fees and charges. For ASB Visa Light, rates fees and more details on the Smart Rate purchase feature see asb.co.nz/light. Fees and Card Conditions of Use apply. *One free small fries daily with a purchase made at McDonald's® with an eligible ASB Visa Debit card. Excludes McDelivery®. Available after 10:30am. Offer subject to change.
Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at www.disclose-register.companiesoffice.govt.nz (search for ASB KiwiSaver Scheme).
The availability of insurance cover is subject to your application being approved. Terms, conditions and exclusions apply. For full details, refer to the relevant policy document which is available from ASB Bank Limited. This insurance is underwritten by IAG New Zealand Limited (IAG). See further information regarding IAG's financial strength rating.
Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible devices, see support.apple.com. Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, iTunes, Mac, Safari and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Please refer to ASB Apple Pay Terms and Conditions.
Android and Google Pay are trademarks of Google LLC. For more information please visit the Google Pay support page. Please refer to Google Pay with ASB Pay Terms and Conditions.