Make student life easier with an interest-free overdraft of up to $2000, an account with no transaction fees and free fries when you use your ASB Visa Debit card at McDonald’s®
You can ask for a tertiary account if you’re studying at an NZQA Tertiary institution and not working more than 30 hours a week; or if you're an apprentice at an institution like BCITO. Apprentices can work unlimited hours. The tertiary account and its benefits can last for the length of your study or apprenticeship.
After you graduate, you can move to our Graduate account so you can hit the ground running. We'll get in touch with you when this happens and change your account for you (the Graduate package rates and fees will apply).
ASB's terms and lending criteria apply. You must be 18 years or older to apply for credit. Other fees apply including a monthly overdraft facility fee of 0.12% of the limit and highest daily overdraft balance, whichever is greater (minimum charge $2). After one year the standard credit card account fee will apply. Please refer to our fees page. Free small fries with any purchase at McDonald's. Limit one small fries per person per day. Available after 10:30am. Offer subject to change. For credit products you must be a New Zealand resident or citizen and for your overdraft, your income must be credited to the ASB Tertiary account.