Studying and starting out

Whether you're finishing school or starting your first job, we have a range of packages designed to help you with that next step.

Choose account Contact us

Want an extra $50?
If you're aged 18-24 open a new Tertiary account, Job starter’s account, Streamline account or Streamline intro account, get an ASB Visa Debit card and transact five times using it before 31 March 2019 to get $50.

Find out more

ASB's terms and eligibility criteria apply. You must also be between 18 and 24 years old without an existing ASB transaction account, open an eligible ASB transaction account from 21 January 2019 and purchase with your ASB Visa Debit card five times before 31 March 2019. See details and full T&Cs at asb.co.nz/get50. Offer subject to change or withdrawal.

Get $50

How we can help you

  • A bank account with no base or transaction account fees
  • Manage your money any time with FastNet Classic internet banking or the ASB Mobile app
  • Get an ASB Visa Debit Card and use anywhere Visa is accepted
  • An interest-free overdraft if you're a tertiary student or recent graduate

Choose the right account for you

Student package

A package for students and apprentices, with no base or transaction fees, free fries from McDonald’s® and more. Terms and conditions apply.

Apply online Find out more

Job starter's package

A package for 18 to 20 year olds that has no transaction fees, a Visa debit card with no card fee for 2 years and more. Terms and conditions apply.

Apply online Find out more

Graduate package

A two-year package with no base or transaction fees, an interest-free overdraft and more. Terms and conditions apply.

Apply online Find out more

Get more with ASB

Bank on the go

We're there wherever you need us with the ASB Mobile app. Check your balance while you're waiting for a bus, move money between your accounts while you're shopping, or pay a friend for lunch using just their mobile number.

Put away money as you spend

Achieve your savings goal sooner with Save the Change. You can round up electronic purchases you make to the nearest dollar and the change goes into another account. You'll be surprised how quickly it can add up.  

Guides to get you there

We're here to help you

ASB's terms and conditions apply. Fees are subject to change.

Bank AccountsStudying and starting out