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Studying and starting out

Whether you're finishing school or starting your first job, we have a range of packages designed to help you with that next step.

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How we can help you

  • A bank account with no base or transaction account fees
  • Manage your money any time with FastNet Classic internet banking or the ASB Mobile app
  • Get an ASB Visa Debit Card and use anywhere Visa is accepted
  • Apply for an interest-free overdraft or personal loan on a special rate with selected packages

Choose the right account for you

Student package

A package for students and apprentices, with no base or transaction fees, free fries from McDonald’s® and more.

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Graduate package

A two-year package with no base or transaction fees, an interest-free overdraft and more.

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Job starter’s package

A package for 18 to 20-year-olds that has no transaction fees, an interest-free overdraft and more.

Find out more

Get more with ASB

Bank when it suits you

Whether you’re a night owl or an early bird, you can do your everyday banking at any time with FastNet Classic internet banking. Sign in and pay your bills, set up automatic payments, order foreign exchange and more. You can even apply for a home loan after hours.

Put away money as you spend

Achieve your savings goal sooner with Save the Change. You can round up electronic purchases you make to the nearest dollar and the change goes into another account. You'll be surprised how quickly it can add up.  

Guides to help you get ahead

It's easy, get started today

1. Join ASB

Join ASB online to get things started and open an account.

2. Confirm

We’ll email or call you as soon as everything is set up.

3. Activate

Visit any ASB branch within the next 7 days with photo ID and proof of your address.

4. Start banking

You’re now good to go. Start banking anytime, anywhere with ASB.

Apply for an ASB banking package

Open online

Open online and we’ll get you up and running as soon as possible.

Open online

Call us

We’re here to take your call 24 hours a day.

0800 803 804

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

We're here to help you 24/7

ASB's terms and eligibility criteria apply. Lending criteria applies to overdrafts and personal loans.

Bank AccountsStudying and starting out