Your everyday banking made easy

When it comes to your everyday banking, we want to keep it simple. So we’ve made some changes, like removing fees and closing old account types.

Current accounts

Goodbye fees

We've recently removed several fees, including:

  • ASB Visa Debit and ASB Visa Debit for Business annual card fee
  • Staff assisted credit card cash advance fee 
  • Personal overdraft establishment fee
  • Staff assisted transaction fees
  • Some of our service charges including fees for automatic payments, bill payments, statement in branch and statement replacement fees.

All part of bringing you simple and easy everyday banking.

Check out our Guide to Fees and Guide to Business Banking Fees for details.

Our Accounts

Our current everyday and business accounts

Everyday accounts

Headstart Account: An all-in-one account for those under 18 years old. It earns interest and has no transaction or monthly fees.

Streamline Account: An account for everyday banking, with no monthly base or transaction fees.

Savings accounts

Savings On Call: A savings account where your money's on call, giving you access to your savings, while still earning interest.

Savings Plus: A savings account that rewards you for not making withdrawals - great for those who are saving for the long term.

Business accounts

Business Account: An everyday transaction account for businesses with no monthly base or transaction fees.

Business Saver: A savings account which pays the same rate of interest on every dollar.

We also have account options for Not-for-Profit Organisations, Commercial and Corporate and Rural Banking.

Our closed accounts

We're closing several older products to simplify our range of accounts. Customers on our closed accounts will automatically be moved to one of our current account types.

Heads up: Your account type is noted at the top of your statements, or under 'account type' in your online banking. 

Business Accounts

Business Focus

Rural Account

Commercial Call & Commercial Call Negotiated

Corporate Saver

Personal Accounts

Retail Call & Retail Call Negotiated


Call Rate Cheque

Statement Flexisave & Flexisave

Omni, Personal Omni and Personal Omni no interest

Youth Accounts


Job starters


ASB Bank Limited's Terms and Conditions and lending criteria apply. Service charges, FastNet Business fees and overseas transaction charges apply. Transactions completed via FastNet Business will be charged applicable FastNet Business fees. Fees and rates may change. Refer to asb.co.nz for other fees and charges.