If you’re 18-20 and just starting work, get a helping hand with a bank account with an interest-free overdraft and no base or transaction fees.
Getting started in your first job can be daunting and a little help can go a long way. With the Job starter’s package, you could enjoy an interest-free overdraft of up to $1,000 and no base or transaction fees. You can also apply for a personal loan at a special rate or a credit card with no account fee for a year.
You can ask for a Job starter’s package if you’re aged between 18 and 20, entering the workforce and have your salary direct credited into your ASB account.
After two years we’ll move you to a Streamline account (Streamline rates and fees will apply).
ASB's terms and lending criteria apply. Other fees apply including a monthly overdraft facility fee of 0.12% of the limit and highest daily overdraft balance, whichever is greater (minimum charge $2). After one year the standard credit card account fee will apply. Please refer to our fees page. For credit products you must be a New Zealand resident or citizen and for your overdraft, your income must be credited to the ASB Job starter’s account.