Job starter's package

A bank account that helps you get into the rhythm of your new life with no transaction fees, a Visa Debit card with no card fee, as well as access to other great offers.

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Benefits at a glance

  • A Visa Debit card with no card fee for two years
  • No base or transaction fees for two years
  • Apply for a personal loan at a special rate
  • Apply for an ASB credit card with no account fee for a year

Is it right for me?

Getting started in your first job can be daunting and a little help can go a long way. With the Job starter's package you'll enjoy no base or transaction fees and you can also apply for a personal loan at a special rate or a credit card with no account fee for a year.

You can ask for a Job starter's package if you're aged between 18 and 20, entering the workforce and have your salary direct credited into your ASB account.

After two years we'll move you to a Streamline account (Streamline rates and fees will apply).


Visa Debit card

Monthly base fees

Transaction fees

Get more with ASB

Bank when it suits you

Whether you’re a night owl or an early bird, you can do your everyday banking at any time with FastNet Classic online banking. Sign in and you can pay your bills, set up automatic payments, order foreign exchange and more. You can even apply for a home loan after hours.

Put away money as you spend

Achieve your savings goal sooner with Save the Change. You can round up electronic transactions you make to the nearest dollar and the change goes into another account. You'll be surprised how quickly it can add up.

Shop with your mobile phone

ASB PayTag is a Visa payWave sticker that attaches to your mobile phone, turning your phone into a contactless Visa credit or debit card. It’s really convenient.

Apply for a Job starter's package

Apply online

If you're already an ASB customer, you can apply online.

Apply now

Call us

We’re here to help.

0800 803 804

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

Helpful guides

ASB's terms and lending criteria apply. After one year the standard credit card account fee will apply. After two years the standard Visa Debit card fee will apply. Please refer to our fees page for our standard fees. For credit products you must be a New Zealand resident or citizen and your income must be credited to the ASB Job starter's account.

Bank AccountsASB Job starter’s account