Get your career off to a great start with a bank account designed with Graduates in mind.
After you graduate or finish your apprenticeship, a Graduate account can help you get to where you're going next. It's a two year package that has no transaction or base account fees, and you may be eligible for an interest free overdraft of up to $2,000 while you are on a Graduate account. You can also apply for a personal loan at a special rate or apply for Visa Light with no account fee, ever. Or Visa Rewards with no account fee for a year.
You can ask for a Graduate package if you've graduated from a NZQA tertiary institution or finished your apprenticeship in the last two years.
After two years we'll move you to a Streamline account (Streamline rates and fees will apply).
Whether you’re a night owl or an early bird, you can do your everyday banking at any time with FastNet Classic online banking. Sign in and you can pay your bills, set up automatic payments, order foreign exchange and more. You can even apply for a home loan after hours.
Achieve your savings goal sooner with Save the Change. You can round up electronic transactions you make to the nearest dollar and the change goes into another account. You'll be surprised how quickly it can add up.
With Card Control on the ASB Mobile app you can take charge of your cards from anywhere. Put a temporary lock on your card if you misplace it, change the PIN number, limit the type of transactions it can make and more.
ASB PayTag is a Visa payWave sticker that attaches to your mobile phone, turning your phone into a contactless Visa credit or debit card. It’s really convenient.
We’re here to help.
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ASB's terms and lending criteria apply. Other fees apply including a monthly overdraft facility fee of 0.12% of the limit and highest daily overdraft balance, whichever is greater (minimum charge $2). Only persons 18 years or older who are NZ residents or citizens can apply for credit. Interest free overdraft available for period you are eligible for graduate account. After this standard rates will apply. See asb.co.nz for details. After one year the standard credit card account fee will apply for Visa Rewards. Please refer to our fees page. For credit products you must be a New Zealand resident or citizen and for your overdraft, your income must be credited to the ASB Graduate account.
