Get your career off to a great start with a bank account with an interest-free overdraft of up to $2000 and no base or transaction fees for two years.
After you graduate or finish your apprenticeship, a Graduate account can help you get to where you’re going next. It’s a two-year package with an optional interest-free overdraft of up to $2,000 and no base or transaction fees. You can also apply for a personal loan at a special rate or a credit card with no account fees for a year.
You can ask for a Graduate package if you’ve graduated from a NZQA tertiary institution or finished your apprenticeship in the last two years.
After two years we’ll move you to a Streamline account (Streamline rates and fees will apply).
ASB's terms and lending criteria apply. Other fees apply including a monthly overdraft facility fee of 0.12% of the limit and highest daily overdraft balance, whichever is greater (minimum charge $2). After one year the standard credit card account fee will apply. Please refer to our fees page. For credit products you must be a New Zealand resident or citizen and for your overdraft, your income must be credited to the ASB Graduate account.