i

Live your best life and get one step ahead.

Getting ahead starts with getting on top of the money stuff. We've got the tools and advice to help you smash goals, set up good habits, save, and spend with confidence.

Join now

Be in to win the ultimate Rhythm & Vines 2025 experience

To help you get one step ahead this summer, New Year's could be on us! Enter for your chance to win tickets to Rhythm and Vines 2025 for a festival experience to remember.

Be in to win one of eight Rhythm and Vines 2025 Premium Packages for 2 people. Plus, if you're an ASB customer, you'll also go in the draw to win one of ten Vintage Club VIP upgrades if you're already hitting the festival.

Competition closes Sunday 14 December. T&Cs apply.

Enter now

How ASB helps you get one step ahead

Save the Change

Save as you spend, with Save the Change. We automatically round up your electronic transactions and put the difference into your savings account.

Save the Change

Goal Planner

Set up savings goals with Goal Planner and watch your savings grow.

Set up a goal

Zero fees

Enjoy no monthly base or transaction fees with our personal and business everyday accounts. And $0 card fees on ASB Visa Debit.

Open an account

KiwiSaver calculator

See what your KiwiSaver savings might look like if you’re saving for your first home. Small changes today can mean big things for tomorrow.

Calculate now

Budgeting tools

Setting a budget helps you stay in control of your money and on track with your goals. Whether you're looking to manage your money day-to-day or work towards other savings goals, a budget is a great place to start.

Get started

Meet your new ASB account

Streamline bank account

  • Your everyday account with no monthly account or transaction fees
  • Bank on the go with the ASB Mobile Banking app
  • An ASB Visa Debit card with no annual card fee

Join now Find out more

Terms, conditions and service charges apply.

Spend your way with ASB Visa cards

However you like to spend, whether it's using your own hard-earned dollars or getting some flex with your money by using credit, check out these options.

ASB Visa Flex

Use your money, your way, every day with an ASB Visa Debit card. Shop online, in store and pay zero annual card fees.

Find out more

ASB Visa Debit

A great first credit card for getting started with some flex with your money, enjoy no fees and our lowest interest rate.​

Find out more

Easy ways to manage your money

Track

Track your ASB Visa card subscriptions in one place and see the shops and services where your card details may have been stored.
Learn more about Card Tracker here.

Visibility

See the trends in your spending and gain visibility of your money in and out with Spend Tracker.

Control

Whether it's alerts that help you keep track of your spending, or ASB Card Control that lets you lock a lost card, you're always in control.

Pay

Pay the way you want. No more exchanging bank details. Pay to a mobile number or directly to a Trade Me seller. Google and Apple Pay? Of course.

ASB Bank Limited's terms, conditions and eligibility criteria apply. Fees may change. Refer to asb.co.nz for other fees and charges.

Samsung offers available to ASB customers aged 18-24 years old and existing ASB Tertiary account holders only at the time of any given promotion. Subscribe to receive notifications through your ASB Mobile Banking app or FastNet Classic internet banking to be notified of exclusive Samsung offers throughout the year.

Apple Pay is a trademark of Apple Inc., registered in the U.S and other countries. Google Pay is a trademark of Google LLC.

Visa Debit card Conditions of Use and Personal Banking Terms and Conditions apply. You'll need to link your Visa Debit card to an eligible ASB account. Fees, service charges and overseas transaction charges apply.

Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. Fees may change. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at www.disclose-register.companiesoffice.govt.nz (search for ASB KiwiSaver Scheme).

ASB's lending criteria, terms and Credit Card Conditions of Use apply.

Rhythm and Vines 2025 Premium Package Giveaway Terms and Conditions

  1. The competition is open to New Zealand residents 18 years or older as of 28th December 2025.
  2. To enter the draw, participants must fill out the entry form between 9:00am 1st December and 11:59pm 14th December 2025 and have answered all required fields in the entry form.
  3. There are 8 Prize Packages (for two people) consisting of:
    2-Person Premium Camp Premium Tent Package
    2 x Main Stage Wings Pass (Side of Stage) $60 tier artist or less
    2 x $50 Credit + $5 Activation Fee
    2 x $100 Merchandise Credit
  4. All eligible entries will go into the prize draw to be held on 15th December 2025. Winners must respond within 48 hours of ASB sending the communication advising the participant has won, with written acceptance of the prize, or else the prize will be forfeited. The judge's decision is final and no correspondence will be entered into. ASB reserves the right to remove any person from the prize draw for any reason including, but not limited to, where the conditions for entry have not been met.
  5. The prize is not transferable or redeemable for cash. 
  6. One entry per person.
  7. We collect, hold and use your personal information in accordance with ASBs Privacy Statement, available at asb.co.nz/privacy
  8. By accepting the prize the prize winner agrees to participate in any publicity arrangements that ASB may reasonably require in relation to this competition. 
  9. Employees of ASB and its related companies, their spouse (either married or de facto) and their dependents (children and/or parents living with them) are not eligible to participate in this prize draw.
  10. ASB reserves the right to vary, suspend or terminate the prize draw at any time.
  11. We will retain information collected for this competition until 28 December 2025, after which will be destroyed.
  12. We may pass your personal information to Rhythm and Vines and their associated companies only in order to fulfil the prize.
  13. To the extent permitted by law, ASB, its employees and agents shall not be liable for any claims, damages, injuries, costs and expenses suffered, sustained or incurred (including but not limited to indirect or consequential) as a result of, arising out of, or in any way connected with, this competition or its prizes. 

Rhythm and Vines 2025 VIP Upgrade Terms and Conditions

  1. The competition is open to New Zealand residents 18 years or older as of 28th December 2025 and are current ASB customers with an open transaction account as of 14 December 2025. Participants must already have purchased Rhythm and Vines 2025 General Admission tickets or declare their intent on purchasing them. 
  2. To enter the draw, participants must fill out the entry form between 9:00am 1st December and 11:59pm 14th December 2025 and have answered all required fields in the entry form.
  3. There are 10 prizes consisting of: 3-Day Vintage Club VIP Passes for Rhythm and Vines 2025. This is a ticket upgrade only, customers must already have a Rhythm and Vines General Admission 2025 ticket to use the pass, ASB does not provide this for you. 
  4. All eligible entries will go into the prize draw to be held on 15th December 2025. Winners must respond within 48 hours of ASB sending the communication advising the participant has won, with written acceptance of the prize, or else the prize will be forfeited. The judge's decision is final and no correspondence will be entered into. ASB reserves the right to remove any person from the prize draw for any reason including, but not limited to, where the conditions for entry have not been met. 
  5. The prize is not transferable or redeemable for cash.
  6. One entry per person.
  7. We collect, hold and use your personal information in accordance with ASBs Privacy Statement, available at asb.co.nz/privacy
  8. By accepting the prize the prize winner agrees to participate in any publicity arrangements that ASB may reasonably require in relation to this competition.
  9. Employees of ASB and its related companies, their spouse (either married or de facto) and their dependents (children and/or parents living with them) are not eligible to participate in this prize draw.
  10. ASB reserves the right to vary, suspend or terminate the prize draw at any time.
  11. We will retain information collected for this competition until 28 December 2025, after which will be destroyed.
  12. We may pass your personal information to Rhythm and Vines and their associated companies only in order to fulfil the prize.
  13. To the extent permitted by law, ASB, its employees and agents shall not be liable for any claims, damages, injuries, costs and expenses suffered, sustained or incurred (including but not limited to indirect or consequential) as a result of, arising out of, or in any way connected with, this competition or its prizes.