Car Loans

An ASB Car Loan puts you in the driver’s seat. Borrow for up to 7 years, make extra payments and pay off early with no penalty.

Apply for a car loan

Great reasons to choose us

  • Answers usually within 24 hours
  • Make extra repayments at any time with no charges and no fees
  • Finance for new and used cars
  • Maximum 7-year term


It's easy, get started today

01. Calculate

Check our car buyers’ guide for some pre-purchase tips, things you might want to consider when you buy, and work out how much you might need. Calculate your repayments over different timeframes and for different amounts to see how you can budget for them.

02. Apply

Ready?  Simply complete your application online.   If you are a FastNet Classic online banking customer, apply here or call 0800 100 600. Check here for helpful information on your loan application.

03. Get approved

We’ll usually give you an answer within 24 hours and often we can give you an indication straight away.

04. Get your car

For unsecured car loans, once your loan has been approved and you’ve signed the loan documents, usually we’ll put money in your account on the same day.  Secured car loans work a little differently.

Interest rates and fees

Secured personal loan
(minimum amount $20,000)
Unsecured personal loan
(minimum amount $2,000)

As an example, if you borrow $5,000 over 5 years at 16.45% p.a., the total interest cost will be approximately $2,486.

We have a range of unsecured personal loan interest rates and the actual rate charged will depend on your financial circumstances. Find out more about our rates and fees. A loan processing fee of $99 may apply. A PPSR (security registration) fee of $25 will apply to all secured personal loans.

Guides to get you there

We're here to help you

Interest rates and fees subject to change. ASB's lending criteria, terms and fees apply.

Personal Loans Car Loans