Car Loans

An ASB Car Loan puts you in the driver’s seat. Borrow for up to 7 years, make extra payments and pay off early with no penalty.

Apply for a car loan Calculate loan


Calculate your car loan, compare different loans and save your loan option via email for later.

Interest rates and fees

Secured car loan
(minimum amount $20,000)
Unsecured car loan
(minimum amount $2,000)

As an example, if you borrow $5,000 over 5 years at 16.45% p.a., the total interest cost will be about $2,486.

Your interest rate depends on your financial circumstances. A loan processing fee of $99 may apply. Rates and fees may change. A PPSR (security registration) fee of $25 will apply to all secured car loans. Find out more about our rates and fees.

Does an ASB Car Loan work for me?

  • Answers usually within 24 hours
  • Make extra repayments online at any time, with no charges and no fees
  • Arrange your car loan before you choose a car - and go in as a cash buyer
  • We're upfront about all of our fees and costs
  • You can choose your repayment amount by setting a longer or shorter term
  • Just 3 simple steps to get your money. Calculate. Apply. Get approved.
  • Apply to borrow any amount over $2,000 if you're over 18 and are a NZ Citizen

Applying for your personal loan online

01. Calculate

Decide how much you need and what your repayments would be.

02. Apply

Apply online. It's even faster if you're already with ASB.

03. Get approved

We'll let you know if you're approved in 24 hours or less.

04. Get your car

For loans under $20,000 we'll put the money into your account the day you're approved.

Apply for an ASB Car Loan

Apply online

Ready for the next step? Get started today.

Apply online

Visit a branch or call

Visit us at one of our many branches, or call us on 0800 100 600.

Find a branch

We're here to help you

Interest rates and fees subject to change. ASB's lending criteria, terms and fees apply.

Our unsecured personal loan interest rates can vary within a range of 12.95% p.a. to 19.95% p.a.

Personal Loans Car Loans