Car Loans

An ASB Car Loan puts you in the driver’s seat. Borrow for up to 7 years, make extra payments and pay off early with no penalty.

Apply for a car loan Calculate loan


Calculate your car loan, compare different loans and save your loan option via email for later.

Interest rates and fees

Unsecured personal loan (minimum amount $2,000)

As an example, if you borrow $5,000 over 5 years at 13.90% p.a., the total interest cost will be about $2,004. Our standard fixed interest rate of 13.90% p.a. gives you certainty of your rate. Know the rate you will receive before applying, rather than finding out once you submit an application.

A loan processing fee of $99 may apply. Rates and fees may change. Find out more about rates and fees.

ASB no longer offers Secured personal loans to new customers. 

Does an ASB Car Loan work for me?

  • Once approved, you will receive our fixed rate of 13.90% p.a.
  • Make extra repayments online at any time, with no charges and no fees
  • Arrange your car loan before you choose a car - and go in as a cash buyer
  • We're upfront about all of our fees and costs
  • Easily keep track of your personal loan online or in the ASB Mobile Banking app
  • Flexibility to choose your repayment term, from 6 months to 7 years
  • Just 3 simple steps to get your money. Calculate. Apply. Get approved.
  • Apply to borrow any amount over $2,000 if you're over 18 and are a NZ Citizen

Applying for your personal loan online

01. Calculate

Decide how much you need and what your repayments would be.

02. Apply

Apply online if you are an ASB customer. If not you will need to contact us.

03. Get a decision

We'll give you a response and let you know next steps online immediately.

04. Get your car

We endeavour to put the funds in your account the same day you sign the documents.

Apply for an ASB Car Loan

Apply online

Ready for the next step? Get started today.

Apply online

Visit a branch or call

Visit us at one of our many branches, or call us on 0800 100 600.

Find a branch

We're here to help you

Interest rates and fees subject to change. ASB's lending criteria, terms and fees apply.

Personal Loans Car Loans