Tell us about your income and expenses and use our calculator to see what you could afford to borrow.
Buying your next home
Whether you’re buying a new home to upsize, downsize or just for a change of scene, an ASB home loan could help you take the next step.
ASB Home Central. Visualise your home loan. Explore the possibilities.
Take control of your home loan with our useful tool, ASB Home Central.
Change your repayments, fix a floating home loan and see the impacts of adjustments to your home loan.
Great reasons to choose us
- Lending specialists available 7 days a week
- Home loan pre-approval valid up to 90 days
- Manage your home loan on mobile and online 24/7
- Competitive home loan interest rates
Home loan interest rates
Min 20% equity
12-month fixed rate
36-month fixed rate
48-month fixed rate
60-month fixed rate
6-month fixed rate
18-month fixed rate
24-month fixed rate
24-month fixed rate
48-month fixed rate
36-month fixed rate
60-month fixed rate
6-month fixed rate
12-month fixed rate
18-month fixed rate
Housing variable rate
Rates may change. Loan processing fee of up to $400 may apply. After the fixed rate period the Housing Variable Rate will apply. For those with less than 20% equity see here for rates.
Mortgage Repayment Calculator
More home loan calculators
Find the right home loan
Revolving credit home loan
Draw and repay your loan at any time, within your credit limit.
Get started today
01. Calculate
Use our calculators to see how much you may be able to borrow. Talk to us about getting a home loan pre-approval.
02. Choose
We have a range of home loans to choose from.
03. Support
We're here to guide you through the application process. You have our support whenever you need it.
04. Apply
You can apply online, with a Home Ownership Manager, over the phone, or by calling into any ASB branch.
ASB Answers videos
Guides to get you there
Apply for an ASB home loan
Apply online
Ready to take the next step?
Get started with your home loan application online. Provide a few details and one of our home loan specialists will be in touch to complete the next steps with you.
This form will take 5-10 minutes to complete.
Speak to a Home Ownership Manager
Our home buying experts cover much of the country.
Call us
We're here weekdays 8:00am - 6:30pm or Saturday 8:30am - 5:00pm to answer your home loan questions.
We're here to help you
Frequently asked questions
Manage your loan
ASB's lending criteria, terms conditions and fees apply.
