Buying your next home

Whether you’re buying a new home to upsize, downsize or just for a change of scene, an ASB home loan could help you take the next step.

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Focus your new home search with ASB Suburb Seeker

Whether you're buying a new home to upsize, downsize or move on, ASB Suburb Seeker helps you narrow your property search and quickly identify suburbs where houses suiting your needs have sold within your budget. You might be looking for a lock up and leave, or a bigger house with more land. Whatever you’re looking for ASB Suburb Seeker could make it easier to get your search started.

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ASB Home Central. Visualise your home loan. Explore the possibilities.

Take control of your home loan with our useful tool, ASB Home Central.

Change your repayments, fix a floating home loan and see the impacts of adjustments to your home loan.

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Great reasons to choose us

  • Lending specialists available 7 days a week
  • Home loan pre-approval valid up to 90 days
  • Manage your home loan on mobile and online 24/7
  • Competitive home loan interest rates

Home loan interest rates

Min 20% equity

12-month fixed rate
18-month fixed rate

24-month fixed rate

36-month fixed rate
48-month fixed rate

60-month fixed rate
6-month fixed rate
24-month fixed rate

18-month fixed rate

36-month fixed rate
12-month fixed rate
48-month fixed rate
60-month fixed rate
6-month fixed rate
Housing variable rate

Rates may change. Loan processing fee of up to $400 may apply. After the fixed rate period the Housing Variable Rate will apply. For those with less than 20% equity see here for rates.

Mortgage Repayment Calculator

More home loan calculators

Home loan borrowing calculator

Tell us about your income and expenses and use our calculator to see what you could afford to borrow.

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Find the right home loan

Fixed interest rate home loan

Make budgeting easier with regular, fixed payments.

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Variable interest rate home loan

Enjoy flexibility with your loan payments.

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Revolving credit home loan

Draw and repay your loan at any time, within your credit limit.

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Get started today

01. Calculate

Use our calculators to see how much you may be able to borrow. Talk to us about getting a home loan pre-approval.

02. Choose

We have a range of home loans to choose from.

03. Support

We're here to guide you through the application process. You have our support whenever you need it.

04. Apply

You can apply online, with a mobile lending manager, over the phone, or by calling into any ASB branch.

ASB Answers videos

Guides to get you there

Apply for an ASB home loan

Apply online

Ready to take the next step? Apply online.

Apply online

We can come to you

Our mobile lending managers cover much of the country.

Find a lending manager

Call us

We’re here weekdays 8:00am - 8:00pm or Saturday 9:00am - 5:00pm to answer your home loan questions.

0800 100 600

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

ASB's lending criteria, terms conditions and fees apply.

Home loans Buying your next home