Buying your next home
Whether you’re buying a new home to upsize, downsize or just for a change of scene, an ASB home loan could help you take the next step.
ASB Home Central. Visualise your home loan. Explore the possibilities.
Take control of your home loan with our useful tool, ASB Home Central.
Change your repayments, fix a floating home loan and see the impacts of adjustments to your home loan.
Great reasons to choose us
- Lending specialists available 7 days a week
- Home loan pre-approval valid up to 90 days
- Manage your home loan on mobile and online 24/7
- Competitive home loan interest rates
Home loan interest rates
6-month fixed rate
12-month fixed rate
18-month fixed rate
24-month fixed rate
36-month fixed rate
48-month fixed rate
60-month fixed rate
24-month fixed rate
36-month fixed rate
48-month fixed rate
60-month fixed rate
6-month fixed rate
12-month fixed rate
18-month fixed rate
Housing variable rate
Mortgage Repayment Calculator
More home loan calculators
Home loan borrowing calculator
Tell us about your income and expenses and use our calculator to see what you could afford to borrow.
Find the right home loan
Revolving credit home loan
Draw and repay your loan at any time, within your credit limit.
Get started today
01. Calculate
Use our calculators to see how much you may be able to borrow. Talk to us about getting a home loan pre-approval.
02. Choose
We have a range of home loans to choose from.
03. Support
We're here to guide you through the application process. You have our support whenever you need it.
04. Apply
You can apply online, with a Home Ownership Manager, over the phone, or by calling into any ASB branch.
ASB Answers videos
Guides to get you there
We're here to help
Apply online
Start your home loan application online. We'll be in touch to complete the next steps with you.
Give yourself 5-10 minutes.
Meet in person
One of our team can meet at a time and place that suits you, or you can make an appointment to meet at an ASB branch.
Give us a call
You can pick up the phone and call one of our home lending team, weekdays 8:00am-6:30pm and on Saturday 8:30am-5:00pm.
+64 9 306 3000 for overseas
Manage loan online
Existing customers can view and manage loans, apply for a top up and more.
We're here to help you
Frequently asked questions
Manage your loan
ASB's lending criteria, terms conditions and fees apply.