Great reasons to choose us
- Lending specialists available 7 days a week
- Home loan pre-approval valid up to 90 days
- Competitive home loan interest rates
- A dedicated switching team to move your automatic payments and direct debits from your current bank to ASB.
Home loan interest rates
6-month fixed rate
12-month fixed rate
18-month fixed rate
24-month fixed rate
36-month fixed rate
48-month fixed rate
60-month fixed rate
24-month fixed rate
36-month fixed rate
48-month fixed rate
60-month fixed rate
6-month fixed rate
12-month fixed rate
18-month fixed rate
Housing variable rate
Get in touch
Apply online
Already an ASB customer? Apply online for a home loan or to switch to ASB in 5–10 minutes.
Get a call back
New to ASB? Complete a quick enquiry in 3–5 minutes and a lender will contact you by the next business day.
Expert support
Need more support? Meet our team and get personalised guidance at a time and place that suits you.
Can't find what you're looking for? Our home lending team is available on 0800 100 600 (or +64 306 3000 from overseas), weekdays 8.00am-6.30pm and on Saturday 8.30am-5.00pm.
Mortgage Repayment Calculator
Find the right home loan
Revolving credit home loan
Draw and repay your loan at any time, within your credit limit.
Guides to get you there
More ways to reach your property goals
ASB Better Homes Top Up
Make your home warmer, drier and more efficient.
Build or renovate your home
Flexible finance and expert support for your project.
Buy an investment property
Use your property equity to grow your portfolio.
Manage online with Home Central
Refix your ASB home loan in minutes and access personalised interest rates.
We're here to help you
Frequently asked questions
Manage your loan
ASB's lending criteria, terms conditions and fees apply.