See our mortgage repayment calculator to compare to home loan rates, terms and repayments.
Investing in property
An ASB home loan could make it easier to grow your property portfolio.
Focus your property search with ASB Suburb Seeker
ASB Suburb Seeker lets you set your criteria and quickly identify suburbs where properties suiting your needs have sold within your budget. You might want an easy three bedroom rental with schools nearby, or an affordable one bedroom apartment. Whatever you’re looking for in an investment property, ASB Suburb Seeker could make it easier to get started.
Great reasons to choose us
- Find out how you could use the equity in your existing property or properties to fund additional investments by talking to our dedicated lending specialists.
- Competitive interest rates
- A range of flexible home loan options to best suit your needs, including interest-only options for up to 5 years
- Manage your home loan on the ASB Mobile app and online 24/7
What do the LVR restrictions mean for me?
The RBNZ has restricted how much lending banks can offer that is 'high-LVR'. For an owner occupied property, high-LVR is where the lending is more than 80% of the property value, and for residential investment properties when the lending amount is greater than 60% of the property value. There are exemptions to the LVR restrictions, and at ASB we'll take an overall view of your equity position to help you grow your property portfolio. If you'd like to know more or discuss your position, talk to our home loan investment specialists about your situation on 0800 242 360. For more information of these changes view the full RBNZ guide to borrowing, which provides some helpful FAQS.
Home loan interest rates & specials
24-month fixed rate
36-month fixed rate
48-month fixed rate
60-month fixed rate
6-month fixed rate
12-month fixed rate
18-month fixed rate
Housing variable rate
ASB's lending criteria, terms and fees apply. Interest rates are subject to change. A loan processing fee of $400 may apply.
Property Investor Calculator
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Home loan borrowing calculator
Tell us about your income and expenses and use our calculator to see what you could afford to borrow.
Apply for an ASB home loan
Apply online
Ready to take the next step? Apply online and we’ll respond within four business hours.
Guides to get you there
Find the right home loan
Discover the home loan solution that’s right for you.
Just answer a few questions and we’ll show you some of the options.
Get started today
01. Calculate
Use our calculators to see how much you may be able to borrow. Talk to us about getting a home loan pre-approval.
02. Choose
We have a range of home loans to choose from. Use Help Me Choose to structure a loan that may suit you.
03. Support
We're here to guide you through the application process. You have our support whenever you need it.
04. Apply
You can apply online, with a mobile lending manager, over the phone, or by calling into any ASB branch.
We’re here to help you
Frequently asked questions
Manage your loan
ASB’s lending criteria, terms and fees apply.
