An ASB home loan could make it easier to grow your property portfolio.
See where you’re at with your portfolio and use estimated value ranges to maximise your investments. You can also test how changes to repayments can affect your loan terms or better suit your lifestyle.
The RBNZ has restricted how much lending banks can offer that is 'high-LVR'. For an owner occupied property, high-LVR is where the lending is more than 80% of the property value. Loans for residential investment properties will generally require 35% equity. There are exemptions to the LVR restrictions, and at ASB we'll take an overall view of your equity position to help you grow your property portfolio. If you'd like to know more or discuss your position, talk to our home loan investment specialists about your situation on 0800 242 360. For more information of these changes view the full RBNZ guide to borrowing, which provides some helpful FAQs.
ASB's lending criteria, terms and fees apply. Interest rates are subject to change. Loan processing fee of up to $400 may apply.
See our mortgage repayment calculator to compare to home loan rates, terms and repayments.
Tell us about your income and expenses and use our calculator to see what you could afford to borrow.
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Use our calculators to see how much you may be able to borrow. Talk to us about getting a home loan pre-approval.
We have a range of home loans to choose from. Use Help Me Choose to structure a loan that may suit you.
We're here to guide you through the application process. You have our support whenever you need it.
You can apply online, with a mobile lending manager, over the phone, or by calling into any ASB branch.
ASB’s lending criteria, terms and fees apply.
