What are my borrowing options at ASB?
Last Updated: 13 Apr 2026
ASB offers two main borrowing options: credit cards and personal loans.
Each option works differently, depending on how you want to borrow.
Credit cards
An ASB credit card lets you pay for things in‑store, online, or overseas.
You can choose a card based on features like interest rates, rewards, or fees.
Learn more about ASB’s credit card options.
Personal loans
An ASB Personal Loan can be used for things like a car, travel, or combining existing debts.
You repay the loan in regular amounts over an agreed period.
Learn more about an ASB Personal Loan.
Did this answer your question?
Related Answers
-
From the 22nd November 2021, the ability to adjust your credit card or arranged overdraft limits up or down online ...
-
Rather than prevent a payment going out of your account, we will sometimes allow transactions or payments to go through ...
-
If your account goes into an unarranged overdraft, you can avoid the unarranged overdraft interest charges by transferring money to ...
-
If your ASB car loan is unsecured, you can make your own payment arrangement directly with the seller, typically via ...
-
For FastNet Classic online banking users, follow these steps: Log In to FastNet Classic internet banking. Select the loan that ...
-
There are a few ways you can apply for a personal loan: Existing customers can apply through FastNet Classic internet ...
-
A loan statement is not currently available to view in FastNet Classic internet banking. To request a loan statement: Send ...
-
If you are not yet an ASB customer, we’ll need to see some photo ID, such as a Passport. We’ll ...
-
If your ASB Personal Loan is unsecured, and you accept and agree to the loan documentation (if eligible) through FastNet ...
-
If you are 18 or over and a NZ citizen, permanent resident or have a work visa, you can apply ...