What are the criteria for getting an overdraft?
Last Updated: 08 Apr 2025
To secure an overdraft, you'll need to meet the following eligibility criteria:
- Aged 18 years or above.
- A New Zealand citizen or Permanent Resident.
- Receive regular income.
- Have a good credit rating.
- Already hold or eligible to open a qualifying ASB transactional account.
Note: All overdrafts are subject to ASB lending criteria.
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