What you need to do
1. Apply online
Apply online for an ASB Visa Light or ASB Visa Flex credit card between 2 November and 13 December 2026. You must be over 18 years of age to apply.
2. Make five payments
Once your application has been approved and you've got your card (digital or physical), make five eligible purchases within 30 days of your account being opened.
3. Get $100
Easy. As. That. Once you've met the eligibility criteria, your $100 will be deposited into the account you opened by 24 February 2027.
ASB Bank Limited's terms and eligibility criteria apply. See full offer terms and conditions.
Choose the card that fits your everyday
Whether you're after a lower interest rate or a little more room to move, there's an ASB card for you. Both an ASB Visa Light or Visa Flex can get you the $100. Take your pick.
ASB Visa Flex
No annual card fee, and our lowest interest rate.
- $0 account fee.
- 9.95% p.a. purchase and cash advance interest rate.
- No foreign currency fee whether you're travelling or shopping online.
- Up to 55 interest-free days.
ASB Visa Light
Low rate, no annual card fee and long interest free period.
- $0 account fee.
- 13.50% p.a. purchase interest rate.
- 6-month interest-free period on Smart Rate purchases $1,000 or more.
- No foreign currency fee whether you're travelling or shopping online.
- Up to 55 interest-free days.
Compare all ASB credit cards to see what card is right for you.
Features that give you confidence
Stay in control of your money with these great features available with ASB Visa Flex and ASB Visa Light credit cards.
Zero fees
Zero fees - that includes no foreign current conversion fee (Offshore Service Margin).
Low interest rates
Enjoy up to 55 days interest free on purchases, then get our low interest rates of 9.95% p.a. for ASB Visa Flex and 13.50% p.a. for ASB Visa Light.
Low limits
Get some flex with your money, with minimum credit limits of $500 for ASB Visa Flex and $1,000 for ASB Visa Light.
Smart Rate
With Smart Rate, only on ASB Visa Light, you'll get 0% p.a. for 6 months when you spend $1,000 or more on any single eligible purchase.
How does the 55-day interest free period work?
You can get up to 55-days interest free on purchases from the start of your statement period. Just make sure you pay the full balance (total amount due) on your credit card statement by the due date. If you're not able to, interest will be calculated on the daily balance and charged on your next statement on top of the amount you already owe. So, avoid purchase interest by paying your full credit card balance every month.
Here's an example:
Learn more about tips on how to manage your ASB credit card.
Terms and Conditions
ASB Visa Flex and ASB Visa Light $100 Offer Terms and Conditions
Open a new ASB Visa Flex or ASB Visa Light credit card account between 2 November and 13 December 2026 and get $100 cashback.
To be eligible, you must open a new ASB Visa Flex or ASB Visa Light credit card account between 2 November and 13 December 2026 and make five purchase transactions of any value within the first 30 days of opening the account.
Eligible purchases do not include interests and fees, reversals and refunds, cash advances or transactions that ASB treats as quasi-cash advances, including gambling transactions, topping up funds on rechargeable gift cards or prepaid cards, purchasing cryptocurrency and securities, or purchasing foreign currency. Find out more information, visit the ASB Cash Advances page.
Offer is not available to customers who currently hold, or have held, the respective ASB credit card account within the past 12 months, customers transferring from an existing ASB credit card, or in conjunction with any other offer.
Offer is limited to one $100 cashback award per eligible and qualifying credit card customer and/or per account (as applicable). Cashback will be credited to your ASB Visa Flex or ASB Visa Light credit card account by 24 Feb 2027. Your ASB Visa Flex or ASB Visa Light credit card account must remain open at the time the cashback is credited.
ASB Bank Limited's lending criteria and terms apply.