Small business banking

Focus on what matters most to your business with a range of innovative tools and services, designed to make business banking simpler and easier.

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Running a business? Stay ahead of the game with Plus. 

Plus > the clever new app from ASB that draws data from Xero and other online business tools and presents this information using everyday language straight to your phone. 

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Get paid on the spot. So you can get back to business.

Now you can stop chasing payments on every job. With ASB Accept mPOS Lite, you can get paid on the spot.

Receipts can be emailed, meaning less paperwork. And it can log cash payments too. That’s job done.

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ASB's terms apply.

Great reasons to choose us

  • Deal with experienced business banking specialists
  • Make managing your cash flow, overdrafts and EFTPOS sales easier with a Business Focus package
  • Maximise cash flow and interest with our 7-Day Settlement for payments
  • Bank anywhere, anytime with our online business tools
  • Integrate your banking with your accounting software - including Xero and MYOB
  • Get connected with ASB’s business partners – a select group of organisations focussed on helping New Zealand businesses thrive

Is it right for my business?

If you're turning over less than $250,000, simply tell us more about your business now or make an appointment at a branch today. If you want to open a new business account, here's what you'll need to bring into the branch.

If your business is turning over between $250,000 to $2 million every year, then our business banking is designed for you.

If you're turning over more than $2 million, we'd recommend getting in touch with our commercial and corporate team.

How can we help your business?

Business banking

Make business banking simpler with a Business Focus package, business credit cards and innovative tools for cash and expense management.

Business and Rural loans

Whether you're buying, managing or growing your business, a business loan from ASB could help you get there.

Accepting payments

Accept card payments in store or on the go, the choice is yours. And with 7 Day Settlement the money will hit your account the same day.

International business

Considering exporting or importing? Our international business experts can help with trade finance, foreign exchange management and bank guarantees.

Industry specialisations

Every business sector is different, so we’ve teams that specialise in everything from healthcare to property development, or education to Maori business.

Asian business

Our specialist Asian business team speak your language, understand your culture and are here to help you and your business succeed in New Zealand.

Business insurance

Plan ahead with confidence and know we’ll be there to help if something happens to you, your staff or your business assets.

KiwiSaver for employers

Need a hand administering KiwiSaver within your business? Choosing the ASB KiwiSaver Scheme as your preferred KiwiSaver scheme means help is always on hand.

Business partnerships

ASB has partnered with like-minded business organisations so we can offer you a broader service with greater access to expertise.


ASB has an ongoing commitment to business owners and financial advisors to be the bank that works best with Xero’s innovative accounting software.


Being informed about your business, customers, market trends and the competition, means you can make better business decisions. That's why in 2015 we partnered with Ranqx - who provide a simple and intuitive financial tool for business.


ASB is proud to be the Global Banking Partner for Kea, a community of over half a million ex-pats who are helping Kiwi business owners get ahead around the world.

Business Mentors New Zealand

ASB is proud to work with Business Mentors New Zealand, an organisation dedicated to supporting the success and growth of small businesses through the knowledge and experience of volunteer mentors.

See all business partnerships

Ways to contact us

Find an expert

Our business managers can help you choose the right products and services for your business.

Find an expert

Enquire online

Tell us about your business and how we can help, and one of our team will get back to you.

Send an enquiry

Visit a branch

Make an appointment at one of our many branches across New Zealand.

Find a branch

Call us

We're available to help Monday to Friday, 8am to 5pm.

0800 272 222

ASB's terms and conditions apply.

ASBSmall business banking