House Insurance
Your home is likely to be your most valuable asset, consider protecting it with ASB Home Insurance.
Provides comprehensive cover on contents like furniture, appliances and personal belongings regardless of age, providing replacement value on many items where the item is lost, destroyed or cannot be repaired. Replacement value means you'll receive brand new replacement items, regardless of how old your items were when they were lost or damaged. Classic cover includes:
Provides cover on contents worth between $10,000 and $30,000 with a mix of market value and replacement value. Market value is what the items would cost to replace or repair in the current market, given their age and condition immediately prior to the loss. This is a good option if you only need limited cover. Basic cover also includes:
If you want to insure a valuable item – like a watch, jewellery or a painting – for more than your policy limit allows, you will need to specify it in your policy. In some cases you may need to have the item valued.
Remember - keep your policy up-to-date and keep some proof of ownership or proof of value (like receipts) for your valuables.
ASB Contents Insurance is based on a 'sum insured' amount, this is the amount your contents are covered for, including GST.
Your sum insured needs to include the value of both general contents and specified items. Remember it is important to keep your policy up-to-date.
To help in estimating your sum insured, you can refer to our dedicated contents insurance sum insured information, which includes a free calculator you can use.
When you are moving home, your contents are likely to be in transit or even in storage. ASB Contents Insurance provides limited cover for goods in transit or in storage. For details of what you are automatically covered for please refer to the policy wording.
If you need further cover, we offer two extensions to your existing contents insurance:
To add Goods in Transit Insurance or Goods in Storage Insurance to your contents insurance through ASB, please call us on 0800 200 252.
You could be eligible for a number of discounts on your contents insurance through ASB:
There are a number of circumstances where your contents insurance through ASB will not provide cover, for example:
ASB has chosen IAG New Zealand Limited (IAG) to underwrite our house insurance and contents insurance. View IAG's financial strength rating.
Estimate how much it would cost to replace the contents in your home. Calculate now.
Call 0800 200 252 or come into any ASB branch and we'll provide a personalised quote or update your existing policy.
Accept the quote and we'll get your insurance put in place, or confirm the changes to your policy.
Tell us if something changes that affects your contents insurance.
Your home is likely to be your most valuable asset, consider protecting it with ASB Home Insurance.
Ensure you have cover if you're building a house or making structural renovations.
We have a range of car insurances to suit your budget - and they all come with the option of Roadside Rescue.
Optional added cover for landlords under ASB Home Insurance.
The availability of insurance cover is subject to your application being approved. Terms, conditions and exclusions apply. The insurance premium discounts do not apply to GST, Government levies or optional extensions. For full details, refer to the policy document which is available from ASB Bank Limited. This insurance is underwritten by IAG New Zealand Limited. See further information regarding IAG's financial strength rating.