What is an ASB KiwiSaver Scheme fund?

Last Updated: 21 Nov 2023

We have seven funds you can invest in. Each one has a different investment objective and strategy. 

  • Some are conservative, and aim to reduce ups and downs in your balance. That means they have lower potential returns over time.
  • Others focus on higher potential growth. You may experience more ups and downs in your balance but with a longer investment timeframe there is time to ride them out. 
  • There are other funds that aim to provide moderate potential returns, with some ups and downs in your balance.

It's important to choose the fund that's right for you. You can switch funds now in FastNet Classic internet banking. If you need help choosing a fund use our simple Help me choose tool.

If you haven't chosen a fund you are automatically invested in our Conservative Fund, which may not be right for you and could mean you miss out on thousands of dollars in retirement.

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