What is an ASB KiwiSaver Scheme fund?
Last Updated: 16 Jul 2026
An ASB KiwiSaver Scheme fund is the investment fund your KiwiSaver savings may be invested in.
We have six ASB KiwiSaver Scheme funds. Each fund has a different level of risk and potential return.
- Some funds are more conservative and aim to reduce ups and downs in your balance. They usually have lower potential returns over time.
- Other funds focus on higher potential growth. Your balance may go up and down more, but a longer investment timeframe can give you more time to ride out those changes.
- Some funds aim to provide moderate potential returns, with some ups and downs in your balance.
It's important to choose the fund that's right for you and your circumstances. You can use the KiwiSaver calculator and advice tool in the ASB Mobile Banking app or FastNet Classic. It shows how changes to your fund choice and contributions could affect your first home or retirement savings.
To use the KiwiSaver calculator
In the ASB Mobile app
- Log in
- Select More
- Select KiwiSaver Calculator and Advice
- Follow the steps
In FastNet Classic
- Log in
- Select Menu
- Select KiwiSaver and investments
- Select Calculate your KiwiSaver balance and get advice
- Follow the steps
If you don't have an ASB login, try our simple calculator.
You can also call our specialist KiwiSaver team on 0800 ASB RETIRE (0800 272 738).
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