ASB KiwiSaver Scheme

Grow your savings for your first home or retirement with a KiwiSaver scheme trusted by over half a million New Zealanders.

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Your KiwiSaver future has never looked so good

Your investments deserve strong returns, so we're pleased to announce our new partnership with BlackRock, the world's largest investment management firm, bringing enhanced global expertise to give our customers even better investment outcomes.

Their job is to choose the right asset classes for your investments and manage our currency positions - the two things that make the biggest impact on your returns. 

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Is your KiwiSaver account working as hard as you?

We make tracking your KiwiSaver account easy peasy

Use the new features in our app to see how you’re tracking towards your goals. Make easy changes to help grow your savings and take control of your future.

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Our KiwiSaver tools could help you get off the tools faster

Try our calculator to see what your KiwiSaver savings could look like at retirement, or for your first home withdrawal. Your fund choice and your contributions could have a big impact on your future balance.

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Get one step ahead with us

Consistently strong performance

Your savings are managed by industry leading experts, ensuring your money never stops working for you

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Lower than average fees

Our scale and investment methodology allows us to charge low fees, so you get the most out of your KiwiSaver savings

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Simple tools and expert advice

Grow and manage your KiwiSaver savings with ease using FastNet Classic internet banking and tools like our calculator

Calculate your future savings

Positive Impact Fund

Invest your KiwiSaver savings in a brighter future for you and the next generation

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How can we help you today?

Join the ASB KiwiSaver Scheme

We've got everything you need to know about KiwiSaver and how to join the award-winning ASB KiwiSaver Scheme. Our handy tools will help you get set up today.


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Withdrawing your KiwiSaver balance

You can use your KiwiSaver savings to help get into your first home faster, or to enjoy a more comfortable retirement. There may be other situations where you can withdraw your KiwiSaver savings early as well.

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Discovered you're a member of the ASB KiwiSaver Scheme?

If you didn't choose a KiwiSaver scheme to invest in, Inland Revenue or your employer may have enrolled you in the ASB KiwiSaver Scheme by default. Find out more about our award-winning scheme and how we can help you make the most of your KiwiSaver savings.

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Preparing for retirement

KiwiSaver for employers

Choosing the ASB KiwiSaver Scheme for your employees means we're here to help at any time.

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Our funds and tools

Help me choose the right fund

Choosing the right fund is important and our tool can help you select the best fund for your situation - whether you're saving for retirement or your first home. 

Help me choose

Calculate your future savings

Our calculator can show you how a few simple choices today could boost your savings for retirement or your first home deposit. 

Calculate your future savings

View all our KiwiSaver funds

Your savings are managed by industry leading experts, ensuring your money never stops working for you. 

View funds and fees

What is KiwiSaver?

KiwiSaver is a great way to save for your first home or retirement. To find out how it works and why it may be a good option for you, check out our helpful guide.

Read guide

Covid-19 - ASB KiwiSaver Scheme Support

If you’ve experienced financial difficulty due to COVID-19, we've got some options to help you get through. It can be tempting to apply to withdraw funds from your KiwiSaver account, but this should be a last resort. We've put together a guide to help you explore your options. 

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Joining is as easy as 1-2-3

01. Choose

Use our handy tool to find the right fund for your savings goals

Help me choose

02. Complete

Complete the application form online - it'll only take 5 minutes.

Join or transfer

03. Verify

If you're not an existing ASB customer, visit your local branch to get your ID and address verified.

Contact us

Call us

Speak to a KiwiSaver specialist. 

0800 ASB RETIRE (0800 272 738)

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

Any questions?

We'll help with your ASB KiwiSaver Scheme query.

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A Product Disclosure Statement for the ASB KiwiSaver Scheme has been lodged with the Registrar of Financial Service Providers. It is available from this website, or you can obtain a copy by emailing retire@asb.co.nz

Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at www.disclose-register.companiesoffice.govt.nz (search for ASB KiwiSaver Scheme).

The ratings issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings) for ASB KiwiSaver Scheme Platinum, are as of 07 October 2020. SuperRatings does not guarantee the data or content contained herein to be accurate, complete or up-to-date, and it will not have any liability for its use or distribution. Ratings are not a financial adviser service under the Financial Advisers Act 2008. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2021 SuperRatings. All rights reserved.

The Zenith Fundsource Awards were issued 3 October 2019 by Zenith Investment Partners NZ Limited (NZBN 9429047462953 FSP 671331) and are determined using proprietary methodologies. The Fund Awards are solely statements of opinion and do not represent recommendations to purchase, hold or sell any securities or make any other investment decisions. The Fund Awards have been determined without taking into consideration the objectives, financial situation or needs of any specific person. Investors should seek their own independent financial advice before making any investment decision and should consider the appropriateness of any advice. Investors should obtain a copy of and consider any relevant PDS or offer document before making any investment decisions. Past performance is not an indication of future performance. Fund Awards are current for 12 months from the date awarded and are subject to change at any time. Fund Awards for previous years are referenced for historical purposes only.

ASBASB KiwiSaver Scheme