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KiwiSaver

Grow your savings with the ASB KiwiSaver Scheme trusted by around half a million New Zealanders.

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Great reasons to choose us

Global insights

We appointed BlackRock, the world's largest investment management firm, so your KiwiSaver account will benefit from their global reach, responsiveness and proven performance.

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Expert advice

Our accredited KiwiSaver specialists offer free financial advice to help you set your KiwiSaver account up for your future in around 15 minutes.

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Simple tools

Use the handy features in our ASB mobile app and FastNet Classic internet banking to see how you’re tracking towards your goals and make easy changes to help grow your savings.

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Investment performance

We harness BlackRock’s world-class expertise in asset allocation and currency decisions, to enhance investment outcomes for our customers.

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Lower than average fees

As a trusted KiwiSaver provider we want to give our members great value for money. Our fees have always been low, and we removed our administration fee so you can get the most out of your KiwiSaver savings.

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Positive Impact Fund

Invest your KiwiSaver savings in investments that advance global social and environmental goals in line with the UN Sustainable Development Goals, while still helping you save for your future. 

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Get one step ahead with us

Investor Hub

Stay up to date with the latest insights, investment news and market commentary from our team of experts to help you make smart decisions about your investments.

Investor Hub Listen to podcast

Goodbye admin fees

We’ve said goodbye to monthly administration fees charged on the ASB KiwiSaver Scheme, for good.

This is another way we’re helping our customers stay one step ahead and save for their future.

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Five years Platinum!

For the fifth year in a row SuperRatings has awarded our ASB KiwiSaver Scheme with a Platinum rating. This is the highest possible rating for delivering best value for money for our customers. SuperRatings is a third-party research group, and assesses KiwiSaver providers across a range of criteria such as investments, fees and member servicing.

Responsible investing

Achieving your financial goals is important - but so is our environment, community and your personal values. At ASB we recognise responsible investing is important too, you can find out more about our approach.

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How can we help you today?

What is KiwiSaver?

What is KiwiSaver?

KiwiSaver is a great way to save for your first home or retirement here in New Zealand - combining your contributions, employer contributions, and Government contributions, along with investment returns. Our helpful guide will show you how it works and the benefits of KiwiSaver for you.

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Join the ASB KiwiSaver Scheme

As an experienced KiwiSaver provider, we've got everything you need to know and how to join the award-winning ASB KiwiSaver Scheme. Our handy tools and free financial advice will help you get set up today.

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Manage your KiwiSaver account

Withdrawing your KiwiSaver balance

You can access your KiwiSaver money to help your get into your first home faster, or to enjoy a more comfortable retirement. There may be other situations where you can withdraw your KiwiSaver savings early as well. Check out our helpful guides for more information.

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Covid-19 - ASB KiwiSaver Scheme Support

If you’ve experienced financial difficulty due to COVID-19, we’ve put together a guide to help you explore your options.

Preparing for retirement

KiwiSaver helps you manage and grow your savings so you can benefit from your investment at retirement.

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KiwiSaver for employers

Choosing the ASB KiwiSaver Scheme for your employees means we're here to help at any time.

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Our funds and tools

Help me choose the right fund

Choosing the right fund is essential, and our tool can help you select the best one for your situation - whether you're saving for retirement or your first home.

Help me choose

Calculate your future savings

Our calculator can show you how a few simple choices today could boost your savings for retirement or your first home deposit. 

Calculate your future savings

View all our KiwiSaver funds

We offer a range of funds to suit different investment timeframes and savings goals.

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Joining is as easy as 1-2-3

01. Choose

Use our handy tool or get free advice from our KiwiSaver specialists, to find the right fund for your savings goal.

Help me choose

02. Complete

Complete the application form to join online - it'll only take a few minutes.

Join or transfer

03. Manage

Register for FastNet Classic internet banking to manage your ASB KiwiSaver Scheme account online or on our mobile app.

Contact us

Call us

For KiwiSaver advice call 0800 272 019

For general questions call our KiwiSaver team.

0800 ASB RETIRE (272 738)

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

Any questions?

We'll help with your ASB KiwiSaver Scheme query.

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A Product Disclosure Statement for the ASB KiwiSaver Scheme has been lodged with the Registrar of Financial Service Providers. It is available from this website, or you can obtain a copy by emailing retire@asb.co.nz.

Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. Fees may change. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at www.disclose-register.companiesoffice.govt.nz (search for ASB KiwiSaver Scheme).

The ratings issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings) for ASB KiwiSaver Scheme (‘Platinum’ rating), are as of 23 November 2021. SuperRatings does not guarantee the data or content contained herein to be accurate, complete or up-to-date, and it will not have any liability for its use or distribution. Ratings are not financial advice for the purposes of the Financial Markets Conduct Act 2013. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2022 SuperRatings. All rights reserved.

ASBASB KiwiSaver Scheme