Insuring your health for the first time

Having medical insurance means you and your family can get fast attention from your chosen medical provider, when and where you need it.

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Great reasons to choose us

  • Advice you can trust from specialist ASB Insurance Managers

  • Get a comprehensive cancer care benefit, which includes non-Pharmac subsidised chemotherapy drugs

  • A dedicated claims team makes fast approval possible

  • Feel secure knowing your policy is underwritten by AIA

  • Get cover for private consultations, hospitalisation and surgery for yourself and your family

  • An easy online claims process

Understanding health insurance

Health insurance is essential when you want to make sure you and your family can get fast attention from your chosen medical provider. This is particularly important with lifestyle altering illnesses - like sinus complications, cardiac conditions or hernia - where under the public health system you could be left waiting for treatment.

ASB offers two types of cover to enable you to get fast and effective treatment, when you need it.

Options to consider

ASB Private Health

Health insurance that includes cover for private surgical care and hospitalisation, cancer care and supporting diagnostic procedures, which provides different excess options.

ASB Private Health Plus

Extensive health insurance that also includes cover for specialists and tests and lifestyle benefits. It also has different excess options.

Find out more

Quote tool

More insurance quote tools

ASB Critical Conditions

Receive a lump-sum payment if you suffer from one of the specified critical conditions defined in your policy. You can apply through an ASB Insurance Manager.

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ASB Term Life

Comprehensive life cover with additional options to further protect your loved ones. You can apply through an ASB Insurance Manager.

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Get started today

01. Quote

Use our quote tool to find out how much it might cost to get yourself covered. 

02. Contact

Call 0800 200 252 or find an ASB Insurance Manager and make an appointment.

03. Apply

We'll talk to you about your requirements and make a recommendation tailored to your needs. Once you've provided everything we need for your application, we'll let you know as soon as possible if it's been accepted.

04. Review

Review your insurance cover regularly to ensure it still fits – especially if you’ve had a big life change.

Contact us

Enquire online

We'll help with your insurance query.

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Call us

We'll arrange an appointment with an ASB Insurance Manager.

0800 200 252

Visit a branch

Visit us at one of our many branches across New Zealand to book an appointment with an ASB Insurance Manager.

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Talk to an ASB Insurance Manager

Request an appointment with an ASB Insurance Manager now.

Find an expert

Guides to get you there

The availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions or premiums loadings may apply. An excess may apply for health insurance policies. For full details refer to the policy document which is available on request from any ASB Branch. This insurance is underwritten by AIA New Zealand Limited ("AIA").

Health insurance Insuring your health for the first time