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Insuring your health for the first time

Having medical insurance means you and your family can get fast attention from your chosen medical provider, when and where you need it.

Get a quote Make a claim

Great reasons to choose us

  • Advice you can trust from specialist ASB Insurance Managers
  • Get a comprehensive cancer care benefit, which includes non-Pharmac subsidised chemotherapy drugs
  • A dedicated claims team makes fast approval possible
  • Feel secure knowing your policy is underwritten by Sovereign
  • Get cover for private consultations, hospitalisation and surgery for yourself and your family
  • An easy online claims process

Is it right for me?

Health insurance is essential when you want to make sure you and your family can get fast attention from your chosen medical provider. This is particularly important with lifestyle altering illnesses - like sinus complications, cardiac conditions or hernia - where under the public health system you could be left waiting for treatment.

ASB offers two types of cover to enable you to get fast and effective treatment, when you need it.

Options to consider

ASB Private Health Cover

Health insurance that covers you for private surgical care and hospitalisation, cancer care and supporting diagnostic procedures, which provides different excess options.

ASB Private Health Plus

Extensive health insurance which also includes cover for specialists and tests and lifestyle benefits. It also has excess options.

Find out more

Quote tool

More insurance quote tools

ASB Living Assurance

Receive a lump-sum payment if you suffer from one of the critical conditions defined in your policy. You can apply through an ASB Insurance Manager.

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ASB MyLife

Apply for up to $500,000 life cover, with no need for upfront medical tests or reports. You can apply online through Fastnet Classic.

Get a quote

ASB Term Life

Comprehensive life cover with additional options to further protect your loved ones. You can apply through an ASB Insurance Manager.

Get a quote

Get started today

01. Quote

Use our quote tool to find out how much it might cost to get yourself covered. 

02. Contact

Call 0800 200 252 or find an ASB Insurance Manager and make an appointment.

03. Apply

We'll will talk to you about your requirements and make a recommendation tailored to your needs. Once you've provided everything we need for your application, we'll let you know as soon as possible if it's been accepted.

04. Review

Review your insurance cover regularly to ensure it still fits – especially if you’ve had a big life change.

Contact us

Enquire online

We'll help with your insurance query.

Ask us now

Call us

We'll arrange an appointment with an ASB Insurance Manager.

0800 200 252

Visit a branch

Visit us at one of our many branches across New Zealand to book an appointment with an ASB Insurance Manager.

Find a branch

Talk to an ASB Insurance Manager

Request an appointment with an ASB Insurance Manager now.

Find an expert

Guides to get you there

ASB life, health and disability insurances are underwritten by Sovereign Assurance Company Limited ("Sovereign"). Sovereign is part of the Commonwealth Bank of Australia Group and is a related company of ASB Bank Limited and its subsidiaries (the "Banking Group"). None of the Banking Group, the Commonwealth Bank of Australia, or any other company in the Commonwealth Bank of Australia Group, or any of their directors, or any other person, guarantees Sovereign or its subsidiaries, or any of the products issued by Sovereign or its subsidiaries. For full details refer to the relevant policy document which is available on request from any ASB branch or by calling 0800 200 252. The availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions or premium loadings may apply. See further information about Sovereign.

Health insurance Insuring your health for the first time