Staying on top of your finances is easier than you might think, thanks to new technology and ASB’s clever innovations. These days you’ve got more ways to get more things done faster.
No one has time to stand in line at the bank these days. There are plenty of ways we can help you get most of your everyday banking done wherever and whenever it suits you.
If you want to pay a few bills after the kids go to bed, or sort out some Australian dollars for your holiday, you can. Simply sign up for FastNet Classic internet banking - it's the safe, convenient way to manage your money day or night.
Electronic transactions between ASB accounts happen in real time. So there’s no waiting days for money to clear. It happens instantly.
From card-less deposits, FastChange machines which change notes into smaller notes and coins, Smart ATMs and free Wifi in branch, you can get your banking done faster, when it suits you, using our newest self-service technology. Just ask our friendly Branch Hosts to give you a guided tour so you can feel confident using the latest technology. Find out more about self-service options.
Waiting for a coffee? Why not pay back your friend for yesterday’s lunch at the same time. Sitting on the bus? What better time to apply for a new credit card. Standing at the checkout? Have a peek at your balances and transfer money if needed.
With the ASB Mobile app on your smartphone, it’s like having the bank in your pocket. You can get an amazing amount done in just five minutes, so you have more time for the things you want to be doing.
You can also check your account balance and transfer money in a flash on your Apple Watch or Android Wear, which makes managing your money even more versatile and convenient.
If you have people to pay regularly—and it's for the same amount everytime—set up an automatic payment in FastNet Classic. It only takes a few minutes and as long as you have money in your account, your bills will be paid on time.
It’s frustrating being caught out with an unarranged overdraft, or if you miss an automatic payment because you didn’t know that your account was running low.
Setting up an alert in FastNet Classic can help here. Choose an amount and, if you drop below this limit, we’ll TXT you so you can adjust your payment or transfer some money.
You can also set alerts to let you know if a transaction is over a certain amount, which comes in handy when you are trying to save money.
Cash and cards are great, but with ASB you have more choice and some easy and safe alternatives.
If you like travelling light, you might want to consider an ASB PayTag. It’s a sticker you put on the back of your phone that connects to your Visa debit or credit card. With it, you can make contactless payments for purchases under $80 anywhere Visa Paywave is accepted. For payments over $80 simply enter your PIN, as an extra layer of security.
For extra safety you can turn your ASB PayTag on and off inside the ASB Mobile app.
Next time you want to pay back your friend for lunch, use the ASB Mobile app. You don’t even need their bank account details. Simply go to Pay by Mobile or Email and look them up to make a payment (the app cleverly links with your phone’s address book).
Once you confirm your payment, we’ll let them know by TXT that a payment is waiting for them. If they’re an ASB customer, the money will appear in their account straight away.
Sometimes you just need cash, or you may just want to deposit some. Check the Branch & ATM Finder in the ASB Mobile app to find out where your nearest ATM is. In most of our branches you can withdraw or deposit cash when it suits you, day or night.
Managing your money shouldn’t just be easy, it should also be safe. We go that extra step to ensure it is just that.
Sometimes cards go missing only to show up a day later behind the couch. Or maybe you think you left it in the restaurant, but you’re not sure.
Rather than cancel your card, you can put a temporary lock on it using Card Control in the ASB Mobile app. If you find your card again, you can return to Card Control, unlock it, and you’re good to go.
You know your spending habits, so use that knowledge to add an extra level of security. If you know you don’t make any ATM cash withdrawals or overseas or online purchases, then you can put a block on them using Card Control. You can also set a limit per transaction.
You can turn these restrictions or limits on and off at any time. So should you suddenly score a trip to Australia, you’ll be able to use your card over there with the flick of a switch.
Another way you can add additional security to the way you manage your money is by setting up Netcode in FastNet Classic internet banking.
Netcode provides a way to double-check that it's really you making an online transaction. When you make a transaction that requires Netcode, we TXT you a random code. It’s a bit like a temporary PIN and you enter this code to confirm the transaction is genuine.
You can also choose Netcode to trigger for purchases over a certain limit or each time you make an international money transfer. And, for even more security when you log into FastNet Classic, you can set a Netcode to be sent to you each time you log in.
Managing your money gets easier the more you learn, so we've created a range of clever tips to help make life a little simpler. Whether you want ideas on budgeting, saving, teaching your kids about money, or even how to pay off your mortgage faster, you'll find it all on our blog in the ASB Money Tips section.
The above information is a guide only and should not be relied on as it does not take into account your personal financial situation. ASB's terms apply.