Commercial banking

Large businesses need more from their bank. If your business turns over more than $2 million, ASB will assign an experienced Commercial relationship team to you, backed by specialists.

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Great reasons to choose us

  • An experienced relationship team who know you and your business.
  • Personal service based on long-term relationships.
  • Your ASB Commercial team will make your move to ASB seamless.
  • Innovative technology to increase productivity and effectiveness.
  • Support from specialists in a range of banking services.
  • Lending structured for your business requirements.

How it works

Specialists in larger businesses

Our Commercial teams work with businesses turning over more than $2m per year. They work with you and your financial team to make sure your banking runs smoothly.

If your business is smaller or has simpler needs, our experienced Business banking team can help.

Experienced leadership

Your team is led by a Commercial Manager, who understands the complex finances of business at your level. They can help structure your working capital arrangements, provide term lending or other funding, and guide their team members in managing your day-to-day banking.

Refreshingly personal service

Every member of your experienced Commercial relationship team knows you - and your business. You can be sure you’ll always be speaking to someone who understands your business ambitions.

How can we help your business?

Growing your business

We offer a wide range of flexible finance solutions to help you achieve your business ambitions.

Specialist banking solutions

When you need specialist help, we introduce you to our experts. They can give advice on transaction banking, currency management, expense management systems, customer payments and more.

Industry specialisation

Our specialists each have a deep understanding of a specific industry. They’ve worked in it, they know what drives success, and they can give you relevant practical advice.

International business

Importing or exporting? ASB’s international business experts can give you specialised help with trade finance, foreign exchange management and bank guarantees.

Moving your business to ASB

Moving your banking to ASB is seamless. Our team manages the process to minimise disruption for your suppliers and customers.

KiwiSaver for employers

Managing your KiwiSaver obligations can be challenging. Choosing the ASB KiwiSaver Scheme as your preferred provider means help is always on hand.

Get more with ASB

ASB economic updates

Get the latest economic and market insights from our economists. Sign up now for our regular economic and rural reports as well as specialised reports such as the ASB Housing Confidence Survey, ASB Kiwi Dollar Barometer, Regional Economic Scoreboard, and ASB Commodity Price Index.

ASB business blog

From stories of entrepreneurial success to tips to get your business processes humming, the ASB business blog provides a regular dose of inspiration straight to your inbox.

Business partnerships

ASB has partnered with like-minded business organisations so we can offer you a broader service with greater access to expertise.

Institute of Directors

The IoD promotes strong governance and leadership for New Zealand business. As the IoD’s national partner, ASB shares and supports these ambitions.


Co.OfWomen is a hub for experienced, successful women entrepreneurs. We support them with an exclusive banking package for members and more.

See all business partnerships

Next steps

Talk to an expert

Talk to a Commercial Manager to learn how we can help your business.

Find an expert

ASB's lending criteria and terms apply.

Commercial and corporate banking Commercial banking