ASB Energy Resilience Survey Report
Energy costs and supply uncertainty are creating new challenges for New Zealand businesses. Discover what more than 400 leaders are saying about energy costs and how they're preparing for the future.
Finance solutions to help you take action
Business Sustainability Loan
Lending to support eligible environmental and social projects that improve sustainability outcomes.
- Borrow from $25,000 to $2 million.
- Special purpose base rate + 0% margin.
- Available on Business Term Loans and Asset Finance Term Loans.
- Includes support for energy efficiency and renewable energy projects up to $2 million.
Find out more about our Business Sustainability Loan.
Green Property Loan
Finance for commercial properties that currently meet a qualifying Green Property standard.
- Commercial property lending >$2m.**
- Eligible for a Sustainability Discount of up to 0.15% p.a.
- Rewards and supports qualifying Green Property standards. See Sustainable Finance Framework for eligibility.
- Funding to maintain or improve green property ratings.
Want to know more? Talk to your Relationship Manager or contact us.
Green Property Transition Loan
Finance to support commercial properties transitioning towards a recognised Green Property standard.
- Commercial property lending >$2m.**
- Eligible for a Sustainability Discount of up to 0.15% p.a.
- Transition to a recognised Green Property standard.
- Improve energy efficiency and resilience for your property business and your tenants.
Want to know more? Talk to your Relationship Manager or contact us.
Sustainability Linked Loan
A general corporate purpose loan that links pricing to the borrower’s achievement of ambitious, measurable sustainability performance targets.
- Suitable for businesses with mature sustainability strategies and material ESG KPIs.
- Ambitious, measurable and time-bound sustainability targets.
- Annual reporting and independent verification required.
- Aligned to APLMA principles and market standards.
- Strengthens stakeholder credibility.
- See Sustainable Finance Framework for eligibility.
Want to know more? Talk to your Relationship Manager or contact us.
Green Loan
A use-of-proceeds loan for eligible green projects and assets, aligned to APLMA Green Loan Principles.
- Suitable for financing or refinancing eligible green projects, assets and activities.
- Supports renewable energy, energy efficiency, green property, sustainable water, land use and waste management projects.
- Requires regular allocation and environmental impact reporting.
- See Sustainable Finance Framework for eligibility.
Want to know more? Talk to your Relationship Manager or contact us.
Social Loan
A use-of-proceeds loan for eligible social projects and activities, aligned to APLMA Social Loan Principles.
- Suitable for financing or refinancing eligible social projects, assets and activities.
- Supports affordable infrastructure, essential services, housing, food security, Māori authorities, charitable trusts and socioeconomic advancement.
- Requires a clearly defined social objective and beneficiary community.
- See Sustainable Finance Framework for eligibility.
Want to know more? Talk to your Relationship Manager or contact us.
Social & Affordable Housing Loan
Funding for eligible social and affordable housing projects, helping increase access to housing while supporting positive community outcomes.
- For Social & Affordable Housing investors and developers with lending >$2m.**
- Eligible for a Sustainability Discount of up to 0.15% p.a.
- Supports Social & Affordable Housing projects, including Community Housing Providers. See Sustainable Finance Framework for eligibility.
- Access the Accelerated Housing Fund to help fast-track projects.
Want to know more? Talk to your Relationship Manager or contact us.
Explore our range of business loans and find the right funding for your business.
Know where to start
Not sure where to begin? These tools and resources can help you identify where the biggest opportunities may be for your business.
Better Buildings
ASB and Tether have partnered to bring you Better Buildings, an online platform that helps commercial property investors and owner-occupiers understand what building improvements could return and build the confidence to act.
Better Buildings brings building insights, expert guidance, suppliers, and finance options into one connected journey. It helps reduce the complexity and uncertainty of investing in your building, from exploring opportunities and building a business case to measuring results. When you’re ready to invest, we can help you explore how our sustainable finance solutions could support eligible projects.
Energy Consultants
Work with an independent energy consultant to identify opportunities to improve your business’s energy resilience, and invest in eligible energy projects. For eligible customers who proceed with qualifying ASB lending, ASB will reimburse consultancy costs up to $50,000.*
Power My Farm
Could your farm generate more of its own energy? Explore different solar scenarios and see if solar could reduce your reliance on the grid and create greater certainty for your farm.
If the fit is right, ASB's Smart Solar Loan could help bring your plans to life.
Gas Transition Loan Guarantee Scheme
Government-backed lending to help eligible businesses reduce gas use and improve energy efficiency.
- ASB can connect eligible businesses with EECA co-funding and expert advice.
- Borrow up to $50 million for eligible projects.
- Up to a 10 year term.
- Benefit from reduced borrowing costs through the Crown guarantee.
- Only pay interest on the funds you use.
- Flexible repayment options, including interest-only periods.
Expert insights and guidance
Not sure where to begin? These tools and resources can help you identify where the biggest opportunities may be for your business.
Opportunity in an Era of Energy Shocks
Energy costs are changing the way businesses plan for the future. Learn what's changing, where the opportunities are, and the practical steps you can take to build a more resilient energy future.
Focusing on people, planet & profit
Watch how plant-based meat snacks company Off Piste Provisions puts sustainability and impact at the core of everything they do. Learn how teaming up with ASB ACCESS has enabled this exciting business to go global.
Grow a better future
Watch how New Zealand's largest family owned and single-site kiwifruit and avocado post-harvest service provider, Trevelyan's, is taking steps to grow a better future.
Growing a greener business
Meet the team at Rainbow Park Nurseries - a family business established in 1976. As one of NZ's largest nursery suppliers, Rainbow Park has been investing in technology and innovation to streamline and produce high quality, thriving plants.
From a clever concept to the circular economy
Watch how Clevaco are thinking about future generations through reducing construction waste in landfill today. As industry leaders of the circular economy find out how an ASB Backing Business Grant has helped support their journey.
Sustainability Assessment Tool
Whether you want to reduce your footprint or become a sustainability leader, this assessment tool provides insights and practical steps to help your business adopt sustainable practices.
Sustainability strategy template
Download our step-by-step guide and template to help you develop a high-quality sustainability strategy for your business.
Sustainability in Business: Benefits of being green
It’s important to weave sustainability into your business strategy. It’s good for the planet, and it’ll improve your business’s long-term productivity by reducing costs.
Ready to explore your options?
Our business specialists can help you identify opportunities to strengthen your business and prepare for what's next.
Talk to an expert
Business Banking including Property Finance:
Frankie.LEstrange@asb.co.nz
Corporate Banking:
James.Paterson@asb.co.nz
Rural Banking:
Turi.McFarlane@asb.co.nz
Enquire online
Complete a short form and we'll be in touch within three working days.
ASB Bank Limited's Terms and Conditions and customer eligibility apply. Please refer to the Business Banking Guide to Fees. Other fees and charges, including Service Charges and monthly overdraft fees may apply. Transactions completed via FastNet Business will be charged applicable FastNet Business fees. Fees may change.
The Sustainability Discount is available only for eligible Green Property Finance and Social & Affordable Housing facilities that meet ASB's sustainability and lending criteria. ASB may remove or vary the discount at its discretion. Standard terms, conditions and fees apply.
*ASB's lending criteria and terms apply. Offer is available at ASB's discretion. Consultancy reimbursement is conditional on the applicant(s) agreeing that the loan will remain with ASB for at least 3 years from drawdown. Refer to business and rural loan interest rates and fees for fees and charges.**$2m reflects the typical minimum customer profile and is not an eligibility requirement for this solution.