Unlimited bank account

Make unlimited transactions and earn interest for one flat monthly base fee.

Benefits at a glance

  • Great if you want to keep your banking simple with just one account
  • Unlimited transactions for one monthly base fee
  • Earn interest on credit balances
  • Do your banking electronically or manually – it’s up to you

Is it right for me?

An Unlimited bank account could be a great option if you want to access your money often and in any way you choose.

You pay one flat monthly base fee, which covers as many transactions as you like including in-branch transactions. You even earn interest on credit balances, which we calculate daily and pay monthly.

Interest rates & fees

Balance Interest rate
$0 - $99,999.99

Monthly base fee

Electronic transaction fees

What is an electronic transaction?

Manual transaction fees

What is a manual transaction?

Get more with ASB

Bank when it suits you

Whether you’re a night owl or an early bird, you can do your everyday banking at any time with FastNet Classic online banking. Sign in and you can pay your bills, set up automatic payments, order foreign exchange and more. You can even apply for a home loan after hours.

Bank on the go

We’re there wherever you need us with the ASB Mobile app. Check your balance while waiting for a bus, move money between your accounts while you’re shopping, or pay a friend for lunch using just their mobile number.

Set up alerts

Life is so busy these days it’s easy to forget that your everyday account is starting to run short or that your automatic payment will fail because there are not enough funds in your account. Set up alerts and we’ll TXT or email you beforehand if your balance falls below a limit you set. That way, you won’t get caught out again.

Open an ASB Unlimited account

Apply online

Open online and we’ll get you up and running as soon as possible.

Apply online

Call us

We’re here to take your call 24 hours a day.

0800 803 804

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

You might also like

Streamline everyday account

An everyday bank account with no electronic transaction fees – great for those who like to bank electronically.

Omni everyday account

An everyday account for those who enjoy the flexibility to bank how they like – electronically or at a branch

Visa Debit card

With an ASB Visa Debit you use your own money to shop online, over the phone, overseas or within New Zealand anywhere Visa credit cards are accepted.

Bank Accounts ASB Unlimited bank account - overview