Michelle Kroef

Home Ownership Manager

My career with ASB started in 2004. The majority of this time has been in Home Lending, and my current role is Home Ownership Manager at our Papakura Advice centre.

I love helping my clients to achieve a key moment of truth in their life which is Home Ownership. Whether it be purchasing a first home, building or buying that next home, I love being a part of this exciting journey.

You can have confidence to know you are in good hands with my wealth of experience and warm and caring nature. 

I’m excited to see how I can help you in your home ownership journey.

In my spare time I love to hang out with my husband and family. I love the gym which is my second home and enjoy socialising.