I didn't choose a KiwiSaver scheme and I see I've been signed up to the ASB KiwiSaver Scheme, what happens now?
If you have been automatically enrolled in KiwiSaver because you recently started a new job or you asked your employer to sign you up to KiwiSaver, you may not have chosen a KiwiSaver scheme yourself.
If you haven't chosen a scheme, you will have been placed in the ASB KiwiSaver Scheme because:
- It's your employer's chosen KiwiSaver scheme (if they have one)
- Because the ASB KiwiSaver Scheme is one of the default KiwiSaver schemes and Inland Revenue have allocated you to it.
In these situations, you will have been either given an ASB KiwiSaver Scheme Product Disclosure Statement by your employer or been sent one by Inland Revenue.
You should receive a welcome pack from ASB. We encourage you to read it carefully and complete and return the Additional Information form. This form collects important information such as your chosen fund and your Prescribed Investor Rate (PIR), the rate at which tax will be paid on your share of the taxable income earned by the fund. If you do not complete this form, you will invest in the Conservative Fund and pay tax at the highest PIR.
For more information about how your investment is taxed see section 6 (What taxes will you pay?) of the Other Material Information document.
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