Get advice and be in to win
Our ASB Insurance Managers are experienced specialists who can help you choose the right cover for you and your family. For a limited time, when you get guidance and advice on life and health insurance by 7 December 2025, you're in with a chance to win one of 20 $1000 Woolworths vouchers.
To be in to win one of 20 $1,000 Woolworths vouchers, get guidance and advice from an ASB Insurance Manager on any eligible ASB Life & Health policy between 28 October 2025 and 7 December 2025. Full Terms and conditions.
Why do I need health insurance?
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Faster access, when it matters
ASB Health Insurance provides you with faster access to medical care and will take care of your medical expenses.
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Choice and control
With lifestyle altering illnesses - like sinus complications, cardiac conditions or hernia - under the public health system you could be left waiting for treatment.
Benefits of ASB health insurance cover
Expert advice
Not sure what kind or how much cover you need? An ASB Insurance Manager will help tailor a solution that fits your unique circumstances.
Peace of mind
Get cover for a wide range of medical conditions, specialist consultations, diagnostics and testing, hospitalisation and surgical procedures for yourself and your family.
Everything all-in-one
Having your banking and insurance in one place helps to keep things simple and easy to manage.
Quote tool
Options at a glance
As a trusted NZ health insurer, ASB offers two health insurance options - ASB Private Health and our ASB Private Health Plus option, which offers similar coverage but with additional benefits. Talk to an ASB insurance specialist today about health cover that will best suit you.
ASB Private Health
This option includes cover for surgery and hospitalisation, cancer treatment and supporting diagnostic procedures, which provides different excess options.
ASB Private Health Plus
Extensive insurance that includes cover for specialists and tests and lifestyle benefits. It also has different excess options.
Our partnership with AIA
Improve your health and wellness with AIA Vitality
With tools and the support you need to improve your health and mental wellbeing, AIA Vitality encourages you to do relevant health checks, move more and eat well - offering great incentives for motivation along the way.
New Zealand's largest life insurer*
AIA help protect well over half a million New Zealanders and their families. Now you can benefit from their global expertise, innovation and financial strength in life's most challenging moments.
AIA Financial Strength Rating
AIA New Zealand Limited has been given an AA (Very Strong) insurer financial strength rating by Fitch Ratings, an approved ratings agency. A rating of AA means AIA New Zealand Limited has a very strong capacity to meet policyholder and contractual obligations. Click here for more information.
Get started with ASB's life and health cover today
Talk to one of our advisers who can help you put together the best life and health insurance plan to suit you and your situation.
Meet an expert
Get in touch through our online enquiry form and we'll call you back at a time that suits you.
Give us a call
You can pick up the phone and call our insurance team, weekdays 8:00am-6:30pm and on Saturday 8:30am-5:00pm.
Manage policy online
Already have insurance with us? View, claim, and update your policy via the MyAIA portal.
Our qualified Insurance Managers will help you match the right insurance options to your needs
As a trusted life and health insurance provider, we have a team of qualified insurance advisers who can provide you with guidance and advice that's specific to your needs.
Having this guidance means ASB's Lifestyle Security Plan will be tailored to your life and family situation, with a combination of solutions to get the life and health insurance cover you and your loved ones need.
Life insurance
Life insurance protects your loved ones' future by providing them with a lump sum or monthly payment if you pass away. Making sure they can invest in your children's education, put food on the table and pay the bills. You can explore the Term Life benefit sheet here.
Income protection
If you can't work due to sickness or injury, you could still have a monthly payment coming in, so you can continue with your life even though you're not earning.
You can also get optional cover for redundancy. You can explore the Mortgage and Income Protection benefit sheet here.
Trauma cover
Our critical conditions benefit can help ease the burden on your family at a difficult time. If you suffer from one of the specified conditions defined within the policy, you can access a lump-sum payment to use however you need. You can explore the Critical Conditions benefit sheet here.
Total permanent disability
If you become seriously ill or injured and are unable to work again, total permanent disability insurance can help take the financial pressure off by providing a lump sum payment to ensure you and your family are taken care of. You can explore the Total Permanent Disability benefit sheet here.
Health insurance
Health insurance covers you for a range of situations to help you easily manage unexpected medical bills. Medical conditions can be treated promptly, at a convenient time and location, and with your choice of medical provider. You can explore the Health Insurance benefit sheet here.
We're here to help you
Frequently asked questions
Manage my insurance
* AIA largest life insurer in NZ by market share. Source: Financial Services Council data release (Dec-20)
The availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions or premiums loadings may apply. An excess applies for most benefits. For full details refer to the policy document which is available on request from ASB Bank Limited. This insurance is underwritten by AIA New Zealand Limited ("AIA").