More people than ever before think now is a bad time to buy a house.
Net expectations of house prices moderated but remain high, and fewer people are expecting interest rates to fall.
The latest LVR restrictions could be weighing on both buyer sentiment and house price expectations.
Kim focuses on the subjects that have the ability to impact most people daily - the housing market, mortgage interest rates and inflation. She forecasts, analyses and provides insight into what these topics mean to readers: the pros and cons for particular mortgage rate options, housing affordability, or how to prepare for inflation. Kim is the author for ASB's Home Loan Rate Report, Home Economics and Housing Confidence Survey.
Kim joined ASB in early 2015 after working as an Economic Consultant. She also interned with the New Zealand Treasury while completing her BA/BCom (1st class honours) in Economics, Statistics and Politics.