Home Loan Rate Report: Signs pointing to slightly higher interest rates ahead

  • NZ interest rates are down a touch from July, reflecting a period of tax reform uncertainty in the US.
  • However, we expect this to be short-lived as US interest rates have begun to grind higher again.
  • Locally, bank funding costs remain a constraining factor despite the RBNZ sitting on the sideline.

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Kim Mundy


Kim focuses on the subjects that have the ability to impact most people daily - the housing market, mortgage interest rates and inflation. She forecasts, analyses and provides insight into what these topics mean to readers: the pros and cons for particular mortgage rate options, housing affordability, or how to prepare for inflation. Kim is the author for ASB's Home Loan Rate Report, Home Economics and Housing Confidence Survey.

Kim joined ASB in early 2015 after working as an Economic Consultant. She also interned with the New Zealand Treasury while completing her BA/BCom (1st class honours) in Economics, Statistics and Politics.

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