Rural Sustainability Loan

Wherever you are on your journey to sustainable farming, our Rural Sustainability Loan is here to help.

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Benefits at a glance

  • Low variable (floating) interest rate
  • Low cost funding solution to support your environment sustainability goals
  • No establishment fee

Is it right for my business?

If you're looking to protect the future of your farm this loan is ideal for getting that next sustainable on-farm initiative off the ground. The Rural Sustainability Loan is here to support your projects and initiatives that will directly improve your farm’s environmental footprint, such as GHG emission reduction, sustainable use and protection of water, sustainable energy use, or animal health and welfare. Whether you're looking to install solar panels, reduce run off, or anything in between, our Rural Sustainability Loan can help bring your environmental goals to life.

Key features

A lump sum to cover your environmental investment

You may be able to borrow as much as $400,000 to help with your environmental sustainability goals.

Repay over five years

You can choose to repay the loan over a term of up to 5 years.

Low interest rate

Receive a low variable interest rate and no establishment fee.

Sustainability stories

From sustainable merino production, pest control, to installing effluent ponds, read about some of the things our customers are doing on their journey to sustainability.

Earnscleugh Station is transforming a merino farm into a model for sustainability.

Read Article

The Torrens family dairy farm is focused on sustainability and succession.

Read Article

Peter Scott and Lisa Hill-Scott love working on the land and have always been passionate about environmental sustainability.

Read Article

Dairy farmers Rick and Diana Bourke have been commended for their environmental sustainability initiatives on several occasions.

Read Article

Apply now

Talk to your local rural banking specialist

Find your nearest ASB Rural Manager

Find an expert

Call us

Contact your local ASB rural team, we're here to help.

0800 787 256

Any questions?

Email us and we'll help with your rural banking query.


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Term loan

A loan for whatever you need, whether that's buying a business, equipment or making your next strategic investment.

Business and rural overdrafts

Manage your everyday cash flow with confidence and have ongoing access to the funds you need, when you need them.

Revolving credit facility

A revolving credit facility is like a complete banking package that provides an all-in-one transaction account, overdraft and lending facility. We have three options you can consider depending on your needs.

ASB’s lending criteria and terms apply. Only available on term loans where the applicant(s) can demonstrate intent to accelerate their efforts towards environmental excellence.

Business and rural loans Rural Sustainability Loan