Rural Account

Your ASB Rural Account is the basic cash management tool for your farm or rural business. It’s at the heart of your daily payments and income.

Benefits at a glance

  • Access your account online, on your mobile, at ATMs or in branch
  • Allocate individual titles to each account suffix
  • Deposit funds at your local ASB branch with our 24 hour deposit services (where available)
  • Save time by setting up regular automatic payments
  • Regular, comprehensive statements to track spending and income
  • Choose your statement frequency, and send duplicate statements to your partners

Is it right for my business?

The ASB Rural Account is designed for any rural business owner who needs to manage their day-to-day business funds separately from their personal funds. It keeps money management simple so you can focus on your business.

Interest rates and fees

No credit interest paid on Rural Account.

Fees apply, please talk to an ASB Rural Manager to find out more. Service charges and service fees apply.

Next steps

Talk to an expert

Our rural managers can help you choose the right products and services for your business.

Find an expert

Call us

Ready to take the next step? Call us today and tell us about your rural business and how we can help.

0800 787 252

Get more with ASB


The essential cash management tool for farmers. Take control of your cash flow, even if your income is seasonal or carries up-front costs.

Online banking

You can choose online and mobile banking tools to suit your rural business, whatever its size. Check your account balances as well as viewing and downloading your statements. Make transfers, one-off payments and set up or cancel automatic payments.

Online accounting integration

Link your Rural Account to Xero or MYOB, for easy online account reconciliation and a single view of your finances.

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Savings On Call

A tiered interest account where higher balances earn more. If you have more than $10,000 in your account, it will give you a higher interest rate than a Business Saver account.

Savings Plus

A savings account that rewards you for not making withdrawals - could be ideal for longer-term tax provisions with regular deposits.

Term deposit

If you have funds you won’t need for 30 days or more, the higher interest rates of a term deposit could be ideal.

ASB's Business, Rural and Corporate terms and conditions apply to Rural Account. Lending criteria and terms apply to overdraft facilities. ASB's terms apply to the other accounts and a copy of the investment statement for Savings Plus is available on request.

Business banking Rural Cheque account