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Business Focus package

The Business Focus package lets you pick and choose from a range of useful tools designed to make small business banking easy.

Find out more Enquire online

Package benefits

  • The Business Focus package simplifies your banking, leaving you more time to spend doing what you enjoy

  • Get started with 'Business basics', a selection of products to make your everyday business banking easy

  • Tailor the Business Focus package to your specific needs, giving you the flexibility and control to bank the way that best suits you

  • With 'Business extras', pick and choose from a suite of tools that help you get paid, make payments, manage your cash flow and optimise your business

Is it right for my business?

The Business Focus package is designed to help small businesses with a turnover of less than $2 million a year, manage and grow their business - whatever their next step.

If that sounds like you, see how you can tailor the Business Focus package to suit your business needs, and get more flexibility and control over your business finances. 

Business basics

Streamline your business banking with these day-to-day essentials, so you can focus on your next step.

Business Focus account

An everyday account to easily send and receive payments with unlimited electronic transactions for a low monthly fee. Plus, you can opt for a free FastCash EFTPOS card for 24/7 access to your funds, and choose to link your transaction history to Xero or MYOB accounting software.

Savings On Call account

Ideal if you want to earn interest on your balance, but still access your savings whenever you like. A Savings On Call account is a great place to set aside money for upcoming expenses like taxes or large bills. 

Business extras

Every business is different. Choose which extras best suit you for payments, managing cash flow or optimising your business.

Get paid: ASB Accept

Get paid in a way that works for you. Choose from a range of online and in-store payment solutions to make accepting money wherever you are, quick, easy and convenient.

Optimise your business: Plus by ASB

Get insights from your online business tools like Xero, Shopify, Vend and Google Analytics together in one place. The Plus by ASB app helps you understand your numbers so you can make better business decisions.

Business Focus package fees

Business basics

Fees

Business Focus account

Monthly base fee - $7.50
Electronic transactions - free
Staff-assisted manual transaction - 60c

Savings On Call account

Deposits and online transfers - free
Monthly base fee - free
Electronic payments - $1
Staff-assisted manual transaction - $5
See all our rates and fees

FastNet Classic

Monthly base fee - free

FastCash EFTPOS card

Free for the initial card

Business extras

Fees

Get paid: ASB Accept

Fee structure dependent on terminal chosen, plus merchant service fee per month
Starting from $38.50 per month

Make payments: Visa Debit card

Fee waived for the first six months (only available when linked to a Business Focus account)
Account fee (every six months) - $5 per card
Service charges may apply

Make payments: Credit card option one - Visa Business Rewards

Fee waived for the first six months (only available when linked to a Business Focus account)
Account fee (every six months) - $35 (up to 3 joint cardholders)
Additional card fee (every six months) - $10 per card
Purchase interest rate - 19.95% p.a.
Cash advance interest rate - 22.95% p.a.
The cash advance interest rates will be charged on cash advances and dishonoured payments

Other fees may apply

Make payments: Credit card option two - Visa Business

Fee waived for the first six months (only available when linked to a Business Focus account)
Account fee (every six months) - $15 per card
Purchase interest rate - 20.95% p.a.
Cash advance interest rate - 22.95% p.a.
The cash advance interest rates will be charged on cash advances and dishonoured payments

Other fees may apply

Make payments: ASB FastNet Business

Monthly base fee for the standard module - $9.50 (reduced from $30 - only available when linked to a Business Focus account)
Bulk payments - free
Inward direct debit - 20c (per payer line)
Other fees may apply

Manage your cash flow: Overdraft

Monthly overdraft facility fee - waived for arranged limits up to $1,000 on Business Focus accounts.

Other fees may apply

Optimise your business: Plus by ASB

Free App

Next steps

Enquire online

Enquire about the Business Focus package online and we'll get you up and running as soon as possible.

Enquire online

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

Find an expert

Our business and rural managers can help you choose the right products and services for your business.

Find an expert

ASB's lending criteria and terms apply. Service charges and fees may apply. Rates and fees may change. Business Focus account only available to businesses with turnover less than $2 million per annum. Fee waiver and fee reduction offers are only available to customers with a Business Focus account. ASB Accept terms and criteria apply and a Merchant Service fee applies if you choose to accept Visa or MasterCard cards through ASB Accept.

Xero and MYOB purchased separately. Transaction feeds available for most types of accounts and cards.