It's easy to separate business and personal spending.
Say hello to the ASB Visa Business Rewards credit card.
A card that rewards you with True Rewards dollars or AA Smartfuel discounts, as well as offering 50 days interest free.
Merchant Services fee rebate.
Effective 1 December 2020, eligible small business and commercial customers will receive a 20% rebate on their ASB merchant service fees. The rebate will be backdated to the statement period beginning 1 December 2020. If you are eligible, we will be in touch with you directly to provide further details. The rebate will be in place until merchant service fee regulations come into effect.
The Business Focus package simplifies your banking, leaving you more time to spend doing what you enjoy
Get started with 'Business basics', a selection of products to make your everyday business banking easy
Tailor the Business Focus package to your specific needs, giving you the flexibility and control to bank the way that best suits you
With 'Business extras', pick and choose from a suite of tools that help you get paid, make payments, manage your cash flow and optimise your business
The Business Focus package is designed to help small businesses with a turnover of less than $2 million a year, manage and grow their business - whatever their next step.
If that sounds like you, see how you can tailor the Business Focus package to suit your business needs, and get more flexibility and control over your business finances.
ASB Business Hub
Need help jumpstarting your business? With content about digitising your business and managing your cashflow, through to managing the impact of COVID-19 on business and how to optimise and create efficiencies, the ASB Business Hub is here to help you.
The hub also includes a range of customer stories, digitisation guides and discounted offers from our partners, such as Xero and MYOB.
Support for every stage of your business
Starting, running or growing your business? Wherever you're at on your business journey, we're here to support you with our guides and tools.
Streamline your business banking with these day-to-day essentials, so you can focus on your next step.
An everyday account to easily send and receive payments with unlimited electronic transactions for a low monthly fee. Plus, you can opt for a free FastCash EFTPOS card for 24/7 access to your funds, and choose to link your transaction history to Xero or MYOB accounting software.
Ideal if you want to earn interest on your balance, but still access your savings whenever you like. A Savings On Call account is a great place to set aside money for upcoming expenses like taxes or large bills.
Make payments and transfer online, link your transaction history to your Xero or MYOB accounting software, and check your balance from anywhere with FastNet Classic.
Every business is different. Choose which extras best suit you for payments, managing cash flow or optimising your business.
Get paid in a way that works for you. Choose from a range of online and in-store payment solutions to make accepting money wherever you are, quick, easy and convenient.
Enjoy the freedom to place orders online or over the phone using your own money with an ASB Visa Debit for Business card.
Separate your business and personal spending and get greater payment flexibility with a business credit card. With a Visa Business Rewards card, you'll also earn True Rewards dollars on your business purchases.
Online banking for businesses that need to make same day cleared payments, with the option to create payee libraries to save regularly used payee details. FastNet Business lets you link your transaction history to your Xero or MYOB accounting software to reduce double handling.
Manage your day-to-day cash flow and be ready when opportunity knocks with an overdraft facility on your Business Focus account.
Get insights from your online business tools like Xero, Shopify, Vend and Google Analytics together in one place. The Vonto powered by ASB app helps you understand your numbers so you can make better business decisions.
|
Business basics |
Fees |
|---|---|
|
Business Focus account |
Monthly base fee - $7.50
Electronic self-service transactions - Free Inward direct debit schedule - 20c per payment within the direct debit schedule Staff-assisted manual transactions - 80c |
|
Savings On Call account |
Deposits and online transfers - Free
Monthly base fee - Free Electronic payments - Free Staff-assisted manual transactions - 80c See all our rates and fees |
|
FastCash EFTPOS card |
Free for the initial card |
|
Business extras |
Fees |
|
Get paid: ASB Accept |
Fee structure dependent on terminal chosen, plus merchant service fee per month |
|
Make payments: Visa Debit for Business card |
Fee waived for the first six months (only available when linked to a Business Focus account) |
|
Make payments: Credit card option one - Visa Business Rewards |
Fee waived for the first six months (only available when linked to a Business Focus account) |
|
Make payments: Credit card option two - Visa Business |
Fee waived for the first six months (only available when linked to a Business Focus account) |
|
Make payments: ASB FastNet Business |
Bulk payments - free |
|
Manage your cash flow: Overdraft |
Monthly overdraft facility fee - waived for arranged limits up to $1,000 on Business Focus accounts. |
|
Optimise your business: Vonto powered by ASB |
Free App |
Enquire about the Business Focus package online and we'll get you up and running as soon as possible.
Our business and rural managers can help you choose the right products and services for your business.
ASB Bank Limited's lending criteria and terms apply. ASB Rewards and AA SmartFuel Programme terms and conditions apply. After 50 days, the standard purchase interest rate will apply. Find standard rates at asb.co.nz. Service charges and fees may apply. Rates and fees may change. Business Focus account only available to businesses with turnover less than $2 million per annum. Fee waiver and fee reduction offers are only available to customers with a Business Focus account. Vonto’s Terms of Use and Privacy Collection Policy apply. ASB Accept terms and criteria apply and a Merchant Service fee applies if you choose to accept Visa or MasterCard cards through ASB Accept. Visa Debit card Conditions of Use and Credit Card Conditions of Use apply. Xero and MYOB purchased separately. Transaction feeds available for most types of accounts and cards.
