Our company

Vittoria Shortt

Chief Executive Officer and Managing Director

Vittoria has been the Chief Executive Officer and Managing Director of ASB Bank since February 2018.

Leading a team of 5,800 people, Vittoria is focused on accelerating the financial future of all New Zealanders by delivering experiences that are simple and easy every day and brilliant when it matters for its people, customers, and community. In addition, and building on ASB's 175 year history, Vittoria's drive is also to ensure ASB plays its part in supporting a more resilient and sustainable New Zealand.

With almost 20 years' experience in banking across corporate strategy, retail banking, mergers and acquisitions and operations, Vittoria has held several senior leadership roles since joining ASB's parent company, the Commonwealth Bank of Australia (CBA) in 2002.

Vittoria's career began in New Zealand, working in Corporate Finance and Mergers and Acquisitions with Deloitte and Carter Holt Harvey.

Vittoria holds a Bachelor of Management Studies majoring in Accounting and Finance from Waikato University and is a Fellow Chartered Accountant with the Institute of Chartered Accountants, Australia and New Zealand.

Vittoria is a member of Global Women in New Zealand and Chief Executive Women in Australia, and is a strong advocate of diversity and inclusion, mentoring women working in the financial and marketing sectors.

Adam Boyd

EGM Retail Banking

Adam joined ASB in April 1995 as a Dealer in the Corporate and Commercial FX Sales team.

Before being appointed Executive General Manager of Retail Banking in 2022. Adam's roles at ASB included Executive General Manager Private Banking, Wealth and Insurance, General Manager of Global Markets, Strategy and Product, and General Manager of Worksmart.

Adam has over 25 years' experience in leading sales teams, with a specialist knowledge of global financial markets.

Adam has a passion for protecting the environment, farming, architecture, and financial wellbeing.

As a leader, Adam believes that similar to the notion that we are only custodians of a business for a short period, managers will only lead people for a short window of their career. With this in mind, Adam's goal is to ensure that each person he leads goes away richer for their experiences at ASB.

Adam is a Board member of the Financial Services Council and has a Bachelor of Commerce in Finance and Economics from the University of Auckland. 

Carl Ferguson

Chief Risk Officer

Carl joined ASB in May 2012 and was appointed Chief Risk Officer in July 2018.

Carl has over 20 years' experience within the Financial Services Industry across Banking, Funds Management and Insurance. Prior to the Chief Risk Officer role, Carl was the Chief Internal Auditor, leading and managing ASB's independent and objective Audit and Assurance function.

Before moving to ASB, Carl spent 11 years with the Commonwealth Bank of Australia in Sydney where he held a number of General Management roles within Finance.

As Chief Risk Officer, Carl is responsible for Risk Management oversight including Enterprise Risk, Financial Crime, Compliance, Credit Risk, and Customer Financial Assistance.

As a leader, Carl believes in the importance of supporting people to be successful by working together as a team and making everyone feel included. Carl believes diversity, in its broader sense, helps everyone achieve better solutions overall.

Carl is a qualified Chartered Accountant and has a Bachelor of Commerce from the University of Auckland.

Carl is co-Chair of the ASB Diversity, Inclusion & Belonging Council and founding Chair of Unity, ASB's LGBTI+ network.

David Bullock

EGM Technology and Operations

David joined ASB in December 2018 as EGM Technology and Operations. Prior to this, David was EGM Technology Operations, Risk and Control at IAG. 

David has extensive experience in financial services, having held a number of different roles at the Bank of New Zealand (BNZ), including CFO for the Retail Bank, Head of Innovation, and Head of Business Strategy and Operations for Retail. Most recently, he was BNZ's Executive Director for Products, Digital, Technology and Financial Crime. 

Before working in financial services, David held roles in New Zealand and the UK with New Zealand Post, Thomson Reuters and Yahoo! 

David has a special interest in digital technology, data management and engineering.

As a leader, David believes in the importance of hiring the best people and empowering them to do the best work of their careers. He is passionate about seeing people learn and improve their craft, and believes it's important to stay open and real in every conversation. 

David has a Bachelor of Science (Computer Science) from the University of Auckland.

Jon Raby

Chief Financial Officer

Jon joined ASB in March 2012 as the Chief Financial Officer.

Before moving to ASB, Jon was the Chief Financial Officer for the Commonwealth Bank of Australia's Retail Banking and Enterprise Services Divisions. Prior to this, he was the Chief Financial Officer of Sovereign Assurance.

Jon leads ASB's finance, treasury, property, procurement and model risk centre of excellence functions.

With an extensive background in the Financial Services industry across Australia, New Zealand, the United Kingdom and South Africa, Jon's career experience spans executive financial leadership, online banking, strategy, treasury and securitisation.

As a leader, Jon believes in order to achieve great things, you must regularly push yourself outside your comfort zone and have the support of great leaders working with you.

Jon has a Bachelor of Commerce and CTA from the University of Cape Town and is a Fellow Chartered Accountant with the Institute of Chartered Accountants, Australia and New Zealand.

Jon was awarded 'Chief Financial Officer of the Year' at the Deloitte Top 200 Business Awards in November 2018 and is on numerous ASB Group company boards.

Lohit Kalburgi

Chief Transformation Officer

Lohit Kalburgi joined ASB in January 2019 as the Executive General Manager for Corporate Strategy and Customer Experience. In this role, his key focuses are on the development, management and reporting of ASB's strategy, as well as ASB's journey towards becoming a more customer-centric organisation. He is also in charge of ASB's brand, marketing, community, sponsorship and events teams, as well as innovation and payments strategy teams. In 2022 Lohit added transformation capability to his portfolio. As ASB's Chief Transformation Officer, Lohit leads the bank's ambitious five year transformation journey which involves significant investment in technology, systems and people.

Lohit has a broad range of experience across transformation, technology, marketing, product and design, as well as leading a number of entrepreneurial start-ups.

Beginning his career in New Zealand, Lohit has also lived and worked in the UK, USA and Spain, working for large companies including Vodafone, British Telecom, Barclays and global Spanish bank BBVA.

Lohit is passionate about bringing together customer experience and technology for the benefit of accelerating financial progress for all New Zealanders.

As a leader, Lohit believes that leadership is about creating the right environment for the right people, then stepping aside to empower them to do their thing.

Lohit holds a Bachelor of Science and a Bachelor of Commerce from the University of Auckland, an Executive MBA from Henley Business School and a Global Executive Masters in Strategy and Innovation from Parsons. Lohit is on the ASB Waterfront Theatre Board.

Nigel Annett

EGM Corporate Banking

Nigel joined ASB in January 2011 as Treasurer responsible for funding, liquidity, capital and asset and liability management. Before becoming Executive General Manager, Nigel held the position of General Manager Global Markets, responsible for the sales and trading business at ASB across foreign exchange, commodity and interest rate products.

Nigel has 25 years' experience in the financial sector and, prior to joining ASB, spent 11 years in Treasury and Institutional banking roles, at ANZ in Melbourne and Singapore. 

In his role Nigel has oversight of some of ASB's largest business and corporate customers as well as responsibility for Global Markets and Transaction Banking, Trade Finance, Economics, Capital Markets, Trading, Investment Management and ASB Securities.

Nigel is a Director and of the NZ Financial Markets Association (NZFMA). He has a Bachelor of Commerce from the University of Otago and a Masters of Commerce from the University of Cape Town.

Robyn Worthington

EGM People 

Robyn joined ASB in January 2020 as Executive General Manager of People.

Robyn leads the People function which includes talent sourcing and management; reward and recognition; health and safety; leadership and learning and organisational development. 

As a senior Human Resource professional, Robyn has over 25 years of experience leading HR transformation in financial services organisations both here in New Zealand and overseas, including GE Capital, Goldman Sachs and CBA. 

Prior to her permanent appointment, Robyn contracted to ASB in 2018 as Acting EGM of People, where she led the programme around the establishment of ASB's unified People function and operating model. 

Her key areas of interest professionally include employee experience, the future of work and digital people processes.

As a leader, Robyn believes it is important to provide clear parameters for a team, encouraging team members to focus on the few things that will make a big difference. She believes it is important to reduce process and simplify, while still remaining within risk and governance parameters.

Robyn has a Bachelor of Arts, (Psychology), a Master of Commerce (Industrial Relations and HR), Certificate in Management (Corporate Social Responsibility), and is a graduate of the Australian Institute of Company Directors.  

Robyn's governance experience includes serving as a non-executive Director for the Victorian Managed Insurance Authority.

Stephen Bendall

General Counsel and EGM Business Services

Stephen joined ASB in September 2019 as General Counsel and Executive General Manager of Business Services.

Stephen's role includes the leadership of ASB's Legal Services, Group Governance, Government Relations and Regulatory Affairs, Corporate Affairs and Audit & Assurance teams. Stephen is also ASB's Company Secretary.

Stephen has 30 years' experience as a qualified lawyer and has spent the last 24 years working in and advising the financial services industry.

Prior to this role, Stephen was based in the UK as the General Counsel, EMEA, and International Head of Legal for the Japanese banking and financial services group Mitsubishi UFJ Financial Group (MUFG). Stephen worked for 11 years at Deutsche Bank and prior to that was a lawyer at the global law firm Clifford Chance.

As a leader, Stephen is pragmatic, considered, diligent and meticulous, relishing complex problems and challenges. He is particularly focused on creating a team environment with developmental opportunities for staff and encouraging collective problem solving.

Stephen gained his Bachelor of Commerce and Bachelor of Laws degrees from the University of Auckland, including an accounting major. He is a Barrister and Solicitor of the High Court of New Zealand and a Solicitor of the Supreme Court of England and Wales. 

Tim Deane

EGM Business Banking

Tim joined ASB in June 2019 as the Executive General Manager of Business Banking.

He has almost 30 years' corporate experience, including 15 years in the domestic and export food sector, seven years in pharmaceuticals and biotechnology and seven years in the financial services sector.

Prior to his role at ASB, Tim was Managing Director of Goodman Fielder NZ, New Zealand's largest FMCG business. He has also held senior positions at Fonterra including Managing Director Fonterra Brands NZ and Director Global Sales for Fonterra's global ingredients business.

Tim has a special interest in the development of the New Zealand Food and Fibre sector and its role both at home, and as an emerging global leader. He also has a strong interest in the role of entrepreneurship and how small start-ups can have a big influence on the sectors they operate in.

Tim holds a Bachelor of Agricultural Science with Honours from Lincoln University.

From 2015 to 2019, Tim was on the Board of the NZ Food and Grocery Council serving as Chairman for the last two years of his term.

Tim is also a Steering Committee member of Te Hono - a partnership between the leaders of Aotearoa New Zealand's food and fibre sector companies, iwi and government agencies.

M.A. (Mere) Kingi

ASB is a Host Board under the Institute of Directors (IoD) 'Future Directors Programme' and is currently hosting Merewaakana (Mere) Kingi under the programme. 

Mere has worked in the Corporate and Māori sectors for organisations including Deloitte, BNZ, The Royal Bank of Scotland and Air New Zealand. Mere is also a chartered accountant and a former New Zealand representative in both Women’s Rugby (Black Ferns) and Touch Rugby.