What’s the best ASB KiwiSaver Scheme fund for me?

Last Updated: 27 Jan 2021

The best fund for you is an individual decision; it should be based on your savings goals (like buying your first home or retirement) and when you plan to use your money (your investment timeframe), and your risk tolerance and apetite.

Every investment has some level of risk, which means ups and downs in your balance are expected. Our lower risk funds have smaller movements up and down in value and are suitable for someone that is looking to access their savings sooner.

Our higher risk funds are likely to experience larger movements up and down in value but aim to deliver higher potential returns over the long term. So if it's more than ten years before you'll need to access your KiwiSaver savings, you might consider taking more risk. As you get closer to accessing your KiwiSaver savings (for retirement or buying your first home), you should consider stepping down your risk with a less aggressive fund. 

Use our simple tool that makes choosing a fund easy.

This information does not have regard to the financial situation or needs of any reader. As individual circumstances differ, you should seek appropriate professional advice.

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