Interest rates
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Secured
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Unsecured/partially secured
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Unarranged
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Graduate (up to $2,000)
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Tertiary (from $500 - $2,000)
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The 0% interest on Tertiary and Graduate overdrafts apply for eligible customers and only for the period the customer qualifies for an ASB Tertiary or Graduate account. After this time, our standard unsecured overdraft interest rate will apply. See further terms below.
Fees
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Establishment Fees: Standard fee, including for temporary limits
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Establishment Fees: Tertiary and Graduate
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Establishment fees: COVID-19 emergency funds, 90-day temporary overdraft
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Monthly overdraft facility fee (arranged)
The greater of 0.12% of the overdraft limit and 0.12% of the highest daily overdrawn balance (minimum charge $2).
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Monthly unarranged overdraft fee
0.12% of the highest daily overdrawn balance (minimum charge $10).
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