Does ASB offer a mortgage offset account?
Last Updated: 01 Jul 2026
No. However, ASB's Orbit home loan can help reduce the amount of interest you pay by allowing you to use your income and savings to lower your loan balance.
With an Orbit home loan, you can repay and redraw funds at any time, as long as you stay within your approved credit limit.
By directing your income or savings into your loan account, you can reduce your loan balance and the amount of interest charged.
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