Am I eligible for the KiwiSaver annual government contribution?
Last Updated: 08 Jul 2025
You will be eligible for the annual government contribution if you:
- are a member of a KiwiSaver scheme,
- are 16 or older,
- are not yet eligible to make retirement withdrawals,
- reside mainly in New Zealand (or you’re a state services employee working outside New Zealand or work overseas for some charities)
- contributed to your KiwiSaver account during the year, and
- have a taxable income less than $180,000 each year*
The Government will contribute 25 cents for every dollar you contribute (up to a maximum of $260.72 each year).
You may not receive the full amount if you don’t meet these requirements for the full year (1 July to 30 June).
*KiwiSaver members who have a taxable income of over $180,000 per year will not be eligible for the annual government contribution. Please see the Inland Revenue website for more details.
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