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Protecting your business’ borrowing

Business insurance can help safeguard your business and loved ones against the impact of death or disability on your ability to service your loan commitments.

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Great reasons to choose us

  • An ASB Insurance Manager can help tailor a solution that fits your unique circumstances
  • Protect your business and team from the unexpected consequences of illness, injury or death
  • Feel secure knowing your policy is underwritten by Sovereign, New Zealand’s largest life insurance provider
  • We offer a range of solutions to suit the size and nature of your business – including rural
  • Choose to combine personal and business insurance to get the best level of protection for you
  • Choose solutions to protect personal guarantees on business loans and protect the business from loss of key people

Is it right for my business?

Business protection can help you to ensure any outstanding overdrafts, loans or commercial mortgages can be paid or reduced should a key person die or be diagnosed with an illness that is likely to result in them dying within 12 months. It can also include cover for critical illness or total and permanent disability.

With a range of cover types available, an ASB Insurance Manager can help you to tailor a plan to fit your specific business needs.

Options to consider

Get started today

01. Contact

Call your regular ASB contact, or arrange a time to meet an ASB Insurance Manager.

02. Meet

Discuss your needs and how you’d like to protect your business with your local ASB Insurance Manager.

03. Consider

Review your recommendation and apply for cover. We’ll keep you updated and confirm if your application is accepted.

04. Review

Remember to regularly review your cover and update it as required – especially if something has changed.

Get business life and disability protection now

Ready to get started?

If your business banking is with ASB, just talk to your regular ASB contact. If you’re new to ASB, just make an appointment with an ASB Insurance Manager.

Find an expert

Call us

We’ll find a time for you to talk to your local ASB Insurance Manager.

0800 200 252

Visit a branch

Visit us at one of our many branches across New Zealand.

Find a branch

Guides to get you there

The availability of insurance cover is subject to your application being approved. All applications are subject to individual consideration. Special conditions, exclusions or premium loadings may apply. An excess may apply for health insurance policies. For full details refer to the Policy Document which is available on request from any ASB branch. Life, health and disability insurance is underwritten by Sovereign Assurance Company Limited ("Sovereign"). None of ASB Bank Limited or its subsidiaries, the Commonwealth Bank of Australia, or any other company in the Commonwealth Bank of Australia Group, or any of their directors, or any other person, guarantees Sovereign or its subsidiaries, or any of the products issued by Sovereign or its subsidiaries.

Business insurance Protecting your business’ borrowing