Motor vehicle insurance



A choice of three types of insurance cover for your vehicle. Up to 65% no claims discount; additional discount for a professionally installed alarm. Third party options can be useful for young drivers on a limited budget.

Add Roadside Rescue to any ASB Motor Vehicle Insurance policy, from $40 per year*.

Roadside Rescue

Roadside Rescue

We offer three types of insurance cover for your vehicle

  • Full provides comprehensive protection against accidental loss or damage.
  • Third Party Fire & Theft provides protection against uninsured drivers, damage to third party property and loss or damage by fire or theft.
  • Third Party Only provides protection against uninsured drivers and damage to third party property.

Cover

Full

Third Party Fire & Theft

Third Party only

Accidental loss of or damage to your vehicleYes        
Loss or damage by fire or theftYes

Yes

          
Discount available for excluding drivers under 25 years of ageYesYesYes
Windscreen extension availableYes   
   
Protection against uninsured driversYesYesYes  
Transport home by rail or bus following loss of or damage to your vehicleYes          
Legal liability up to a maximum of $20,000,000YesYesYes  
Personal Accident benefits up to $10,000Yes  
 
    
Certain medical expenses up to $500Yes  
 
    
The reasonable cost of returning your vehicle at your home after it has been repaired or recovered following theftYes
(has been repaired or recovered following threat)
  
 
    
Legal expenses up to $1,000 for defending a manslaughter chargeYes   YesYes  
Replacement if your vehicle is less than one year old and becomes a total lossYes   Yes    
Trailer cover up to $1,000Yes  
 
     

Optional

Full

Third Party Fire & Theft

Third Party only

Roadside RescueYesYes
Yes


Discount Options or Opportunities:

  • No claim discount of up to 65%.
  • Discount for a professionally installed security system.
  • You will qualify for a package discount if you also have home or contents insurance with us.
  • Your package discount will be higher if you are over 55 years old
  • 20% discount if you exclude drivers under 25 years (other than you and your partner).
  • You can choose to pay fortnightly, monthly or annually by credit card or direct debit.
* If you pay by fortnightly or monthly instalments, an administrative fee will be included in your premiums and spread over the course of your instalments annually.

ASB Home, Contents and Motor Insurance is underwritten by IAG New Zealand Limited. For further details about IAG click here. For full details of the cover, see the ASB Insurance Policy Document, which is also available on request from any ASB branch. The availability of any insurance cover is subject to the acceptance and approval of a completed application. Terms, conditions, exclusions and excesses do apply.