We are closing the ASB KiwiSaver Scheme Positive Impact Fund, and it will be wound-up from 15 January 2025. For more information about the wind-up of the fund, including some frequently asked questions, check out the Positive Impact Fund page.
Compare Funds
Compare the ASB KiwiSaver Scheme funds to find the right one for you.
We offer a range of funds to suit different investors. When selecting a fund you should consider your investment timeframe.
- A longer investment timeframe gives you more time to ride out larger ups and downs in your balance. This is good news because accepting those ups and downs comes with a higher potential return – that could mean more money for you to spend later.
- With a shorter timeframe taking less risk becomes more important - while returns are likely to be lower, they will be more stable, giving you less chance of a drop in your balance before you come to make a withdrawal.
View the latest fund updates, market review and recent returns for the ASB KiwiSaver Scheme funds.
For more information about how we manage the funds see the Statement of Investment Policy and Objectives.
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Aggressive Fund
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Growth Fund
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Balanced Fund
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Moderate Fund
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Conservative Fund
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NZ Cash Fund
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Invests in the highest proportion of growth assets, largest ups and downs in your balance are expected.
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Invests in a high proportion of growth assets, large ups and downs in your balance are expected.
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Invests in more growth assets than income assets, ups and downs in your balance are expected.
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Invests in more income assets than growth assets, moderate ups and downs in your balance are expected.
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Invests in a high proportion of income assets, modest ups and downs in your balance are expected.
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Invests in income assets, very little chance of a negative return.
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Investment timeframe
Minimum suggested |
12 years
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8 years
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6 years
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4 years
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3 years
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No minimum
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Income assets
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6%
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22%
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42%
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64%
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80%
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100%
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Growth assets
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94%
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78%
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58%
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36%
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20%
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0%
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Summary of investment objective
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Aims for highest total returns. The number of years with negative returns are generally expected to be the highest of the funds.
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Aims for high total returns. The number of years with negative returns are generally expected to be higher than the Balanced Fund but lower than the Aggressive Fund.
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Aims for moderate to high total returns. The number of years with negative returns are generally expected to be higher than the Moderate Fund but lower than the Growth Fund.
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Aims for moderate total returns. The number of years with negative returns are generally expected to be higher than the Conservative Fund but lower than the Balanced Fund.
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Aims for modest total returns. The number of years with negative returns are generally expected to be higher than the NZ Cash Fund but lower than the Moderate Fund.
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To provide exposure to a portfolio of investment grade short term deposits and fixed interest investments with New Zealand registered banks. The number of years with negative returns are generally expected to be less than the other funds.
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Annual fund charge
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0.75%
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0.70%
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0.65%
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0.60%
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0.40%
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0.35%
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Fees shown in annual member statements
The fees stated in your annual member statement have been calculated using the actual amounts that have been withdrawn from your account. We have not used any estimates when calculating the fees stated in your annual members statement.
Looking for the ASB KiwiSaver Scheme Positive Impact Fund?
Still not sure?
Choosing the right fund is an important part of achieving your savings goals. If you are still unsure which fund to select, speak to one of our KiwiSaver specialists.
Interests in the ASB KiwiSaver Scheme (Scheme) are issued by ASB Group Investments Limited, a wholly owned subsidiary of ASB Bank Limited (ASB). ASB provides Scheme administration and distribution services. No person guarantees interests in the Scheme. Interests in the Scheme are not deposits or other liabilities of ASB. They are subject to investment risk, including possible loss of income and principal invested. Fees may change. For more information see the ASB KiwiSaver Scheme Product Disclosure Statement available from this website and the register of offers of financial products at www.disclose-register.companiesoffice.govt.nz (search for ASB KiwiSaver Scheme).
